I have said it many times, I’m not a set-the-world-on-fire type of Real Estate agent. Instead I work on building a relationship with each one of my clients. They get personalized treatment from me because my clients become part of my life due to the relationship created with them. I handhold each one personally taking the stress away from the process of home buying or selling. I have tagged myself Your Real Estate Whisperer because I work for you making the experience calming and joyful. Most realtors consist of a “team” of agents shuffling you around that can’t be reached unless it’s a “call day”; that’s not me. I am here for you morning, noon and night. I’m ready to be a service to YOU and your real estate transaction – creating a relationship of a lifetime.
If you happen to have a neighbor that sucks and you are getting ready to put your home on the market. You are going to need these 5 ways to deal with horrible neighbors. Nasty neighbors that ruin your home sale can cause major resentment and aggravation. Your knee jerk reaction may be to post all your bad neighbors wrongdoing all over social media, this a bad idea. This video will cover a more diplomatic way of handling the nasty neighbor so the sale of your home goes much smoother.
?Need Ideas To Stage Your Home ? For Sale? ➡️https://www.youtube.com/playlist?list=PLL2NpJzFd3buM-u6oWjkckO7lOeIxbkK8
?If you’d like some more tips on buying your next home check out my buying a home playlist here. https://bit.ly/2sw5Pu1
?If you don’t want to miss any tips on buying and selling your home so you don’t leave money on the table at a closing time click here https://bit.ly/2sHfDRr
?To look for properties in the Baton Rouge and Ascension Parish area click here: https://goo.gl/Pfi9W9
?To read my blog visit yourrealestatewhisperer.com
?To Send Mail:
Kristina Smallhorn
PO BOX 1271
Prairieville LA 70769
#yrew
Kristina Smallhorn, Your Real Estate Whisperer kristina.smallhorn@exprealty.com,info@yourrealestatewhisperer.com
eXp Realty LLC,2900 Westfork Dr. Suite 401, Baton Rouge LA 70817
225-246-1812,Office (225) 412-9982 ext# 149
Kristina Smallhorn is a licensed REALTOR® with the state of Louisiana, License #0912122918
Disclaimer:
All images and additional video segments contained in the Thumbnails and/or B-roll segments are used in strict compliance with the appropriate permissions and licenses required from https://pixabay.com and klippyo.com are in accordance with the YouTube Partner Program, Community guidelines & YouTube terms of service. As an Amazon Associate, I earn from qualifying purchases at no extra cost to you as a buyer.
In Louisiana, we have some funny laws. The ones related to naked homeownership after death can get pretty complicated. It can become pretty complicated knowing who owns the home after someone dies, especially here in Louisiana. Paul Rabalais helps me explain the meaning of naked owners in Louisiana and how these are the owners of the property are subject to the usufructuary’s rights. He will also cover the meaning of “usufruct”. the naked owners will become full owners at the end of the usufruct’s term or upon the death of the usufructuary family member. The naked owners are to receive the property or its replacement value at the termination of the usufruct. The naked homeowner cannot interfere with the lawful exercise of a usufructuary’s use and enjoyment of the property. After reading that you can see why it’s confusing for many people inheriting property after a death in the family member. This video covers questions like “Can the children kick a parent out their own home?” “Do you have to have a living trust?” and “Who owns the home after the death of a loved one.”
?If you’d like some more tips on buying your next home check out my buying a home playlist here. https://bit.ly/2sw5Pu1
?If you don’t want to miss any tips on buying and selling your home so you don’t leave money on the table at a closing time click here https://bit.ly/2sHfDRr
?To look for properties in the Baton Rouge and Ascension Parish area click here: https://goo.gl/Pfi9W9
?To read my blog visit yourrealestatewhisperer.com
?To Send Mail: Kristina Smallhorn PO BOX 1271 Prairieville LA 70769 #yrew
Kristina Smallhorn – Your Real Estate Whisperer ExP Realty llc. kristina.smallhorn@exprealty.com, info@yourrealestatewhisperer.com eXp Realty LLC,2900 Westfork Dr. Suite 401, Baton Rouge LA 70817 225-246-1812,Office (225) 412-9982 ext# 149 Kristina Smallhorn is a licensed REALTOR® with the state of Louisiana, License #0912122918
Disclaimer: All images and additional video segments contained in the Thumbnails and/or B-roll segments are used in strict compliance with the appropriate permissions and licenses required from https://pixabay.com and in accordance with the YouTube Partner Program, Community guidelines & YouTube terms of service. As an Amazon Associate, I earn from qualifying purchases at no extra cost to you.
Home Sellers Recording Their Home, Is It Legal? Home sellers are doing something criminal in some states, As much as you feel it’s your right to spy and record conversations as home buyers walk through your home you may be violating the law in accordance to your state’s laws when it comes to surveillance and mainly recorded conversations. No home buyer wants to have the watchful eye of a surveillance camera hovering over them and they certainly don’t want a home seller to record their conversations with their real estate agent. In this video, I will cover how Louisiana treats recorded conversations, and how other states require certain permissions to record any conversation even if it’s in your own home.
?If you’d like some more tips on buying your next home check out my buying a home playlist here. https://bit.ly/2sw5Pu1
?If you don’t want to miss any tips on buying and selling your home so you don’t leave money on the table at a closing time click here https://bit.ly/2sHfDRr
?To look for properties in the Baton Rouge and Ascension Parish area click here: https://goo.gl/Pfi9W9
?To read my blog visit yourrealestatewhisperer.com ?To Send Mail: Kristina Smallhorn PO BOX 1271 Prairieville LA 70769 #yrew Kristina Smallhorn, Your Real Estate Whisperer
kristina.smallhorn@exprealty.com,info@yourrealestatewhisperer.com eXp Realty LLC,2900 Westfork Dr. Suite 401, Baton Rouge LA 70817 225-246-1812,Office (225) 412-9982 ext# 149 Kristina Smallhorn is a licensed REALTOR® with the state of Louisiana, License #0912122918 Disclaimer: All images and additional video segments contained in the Thumbnails and/or B-roll segments are used in strict compliance with the appropriate permissions and licenses required from https://pixabay.com and in accordance with the YouTube Partner Program, Community guidelines & YouTube terms of service. As an Amazon Associate, I earn from qualifying purchases at no extra cost to you as a buyer.
What Is Title Insurance | Is Title Insurance Worth It?
What is title insurance | Is title insurance worth it | Title insurance explained
How Title insurance works, it’s a form of indemnity insurance that protects the holder from financial loss sustained from defects in a title to a property. The most common type of title insurance is the lender’s title insurance, in which the borrower purchases coverage only to protect the lender. Owner’s title insurance is often paid for by the seller to protect the buyer’s equity in the property and is available separately.
KEY TAKEAWAYS ➡️ Title insurance is a form of indemnity insurance that protects the holder from financial loss sustained from defects in a title to a property.
➡️ The most common claims filed against a title are back taxes that had been missed by a title company, liens (from mortgage loans, home equity lines of credit, easements), and conflicting wills.
➡️ A one-time fee paid for title insurance covers pricey administrative fees.
?If you’d like some more tips on buying your next home check out my buying a home playlist here. https://bit.ly/2sw5Pu1
?If you don’t want to miss any tips on buying and selling your home so you don’t leave money on the table at a closing time click here https://bit.ly/2sHfDRr
?To look for properties in the Baton Rouge and Ascension Parish area click here: https://goo.gl/Pfi9W9 ?To read my blog visit yourrealestatewhisperer.com
?To Send Mail: Kristina Smallhorn PO BOX 1271 Prairieville LA 70769 #yrew
Kristina Smallhorn, Your Real Estate Whisperer kristina.smallhorn@exprealty.com,info@yourrealestatewhisperer.com eXp Realty LLC,2900 Westfork Dr. Suite 401, Baton Rouge LA 70817 225-246-1812,Office (225) 412-9982 ext# 149 Kristina Smallhorn is a licensed REALTOR® with the state of Louisiana, License #0912122918
Disclaimer: All images and additional video segments contained in the Thumbnails and/or B-roll segments are used in strict compliance with the appropriate permissions and licenses required from https://pixabay.com and in accordance with the YouTube Partner Program, Community guidelines & YouTube terms of service. As an Amazon Associate, I earn from qualifying purchases at no extra cost to you as a buyer.
Every home buyer is looking on the internet and using apps to search for homes. There are some pros and cons of home buying apps and we will be looking at the five top apps for home buying to check for accuracy, function, how it looks and any special features that stand out. The top 5 apps we will be looking at are Zillow, Realtor.com, Redfin, Homesnap, and Trulia, since these are the most popular home buying apps on the market today. We will use one test subject home that’s is for sale in Ascension Parish to see how this listing shows on each app and if the information is the same or differs from each.
Regardless of your feelings personally to these companies they do have a place in the home buying process, each had its plusses and minuses but to really get the best, accurate and up to date information, you will still need to contact a licensed real estate agent to get a full detailed report. These apps are a great tool for a home buyer, but they still can’t replace the knowledge of a professional real estate agent when it comes to knowing a neighborhood, how sellers will react to certain offers and the market how it stands right now in your area.
? If you want to know more about another app homeowners are using you will want to check out this video ➡️ https://youtu.be/CK0L44gIY4s
❓To Ask Me Any Real Estate Related Question Or If You Are Looking For A Realtor In Your Area You Can Email Me @ info@yourrealestatewhisperer.com.
?Hate Emailing?, Just Call Me ☎️@ 225-246-1812
➡️If you’d like some more tips on buying your next home check out my buying a home playlist here. https://bit.ly/2sw5Pu1
➡️If you don’t want to miss any tips on buying and selling your home so you don’t leave money on the table at a closing time click here https://bit.ly/2sHfDRr
➡️To look for properties in the Baton Rouge and Ascension Parish area click here: https://goo.gl/Pfi9W9
To read my blog visit yourrealestatewhisperer.com Kristina Smallhorn, Your Real Estate Whisperer kristina.smallhorn@exprealty.com,info@yourrealestatewhisperer.com eXp Realty LLC,2900 Westfork Dr. Suite 401, Baton Rouge LA 70817 225-246-1812,Office (225) 412-9982 ext# 149 Kristina Smallhorn is a licensed REALTOR® with the state of Louisiana, License #0912122918
There are 5 top fears that home buyers have when buying a home that can cripple them from even making a home purchase at all. I will cover some of the biggest fears that home buyers face and show you how to overcome those home purchasing fears so you won’t be too scared to buy a home. These are the top Five Home Buying Fears we will cover:
Fear Of Value Loss
If you saw the collapsing home values of 2007-2009 you saw many families and homes that go into foreclosure making homes in neighborhoods plummet as fast as they went up in value, in some areas it went lower than the boom and took years to recover, so the fear of losing value in your home is real.
So how do you combat this fear, When working with clients that have this fear I ask them to pick a home they like in their budget, this doesn’t have to be the exact home they arepurchasing just one can use as an example, and I make a full report showing them the properties value since the big housing crisis of 2007 where the home value dipped and what the home value is now, In our area of Baton Rouge it’s clear to see that anyone who bought a home during that time and was able to hold on to it since then has gained a significant amount of money and this hold true for many other areas around the country.
You can ask your real estate professional for reports like these on any home you are interested in so you know you are making a smart financial decision.
➡️The 5 Home Buying Fears Covered In The Video Time Stamps
Some people see shows on HGTV of buying a great foreclosure or auction home and flipping into a home o6f their dreams but that’s after the investors sunk into a whole lot of money with unforeseen issues prior to purchasing the home. Getting a great deal on a home usually means you will be purchasing a fixer-upper in one-way shape or form. Whether it’s just some new paint and carpet or adding a new roof and fixing foundation issues.
If you are thinking of purchasing a home like this but are scared of the costs there are few things you must do prior to signing on the dotted line,
1. Make sure you have at least a 10 day inspection period so you will have enough time for the next two things I am going to tell you will need to do.
2. Hire an inspector to go through the home with a fine tooth comb have them review the report with you at the property so you can see for yourself the issues they found,
3. Find a couple of very good general contractors with lots of reviews and previous customers and have them meet you at the property to give you an estimate of the cost of repairs. ( Don’t go cheap with your contractor sometimes cheap contractors equals cheap looking work)
h4. once you have your bids in hand estimate an extra 10% for unforeseen issues or problems that might pop up.)
Fear of Buying When You Could Get a Better Deal-
This is one that has crippled some buyers. Years ago I worked with a couple who would go from house to house putting in purchase agreements well below asking price hoping that the sellers would take their offer.8 months and 14 purchase offers later they got stuck in a situation that forced them to buy a brand new home they weren’t really happy with but since their rental lease was up and the landlord was unwilling to extend there lease they had to buy “something” all the other homes they had lowballed were long gone.
I know everyone wants a deal, this is a great time to really have deep conversations with your real estate agent about the homes comparable value to others in the neighborhood. If the market is super hot you are most likely not going to be getting a lowball offer accepted but if you are in a market that sellers are willing to negotiate that it doesn’t hurt to test the waters. When you make an offer that’s below market value write in the offer how you came up with the sales price for the house, explain in great detail why you feel its worth that amount and not what the asking price is. I have used this to get offers accepted by sellers in the past even including repair estimates from companies to support the offer.
Fear Of Mortgages & Mortgage Payments-
Everyone has heard horror stories of people getting in way over there head and bought home that made them “house poor” where the homeowners could purchase the house and not much more than make house payments, or you may have heard about a mortgage package that could have saved you on making a large down payment after they have already purchased a home. Before you have mortgage remorse be sure to meet with several mortgage lenders and discuss all the loan packages that will fit not only for your best interest rates but also your monthly budget as well, make sure you factor in regular maintenance costs of your future home also renewals on termite contracts, HOA fees and extensions to home warranties if you chose to.
Fear of Buying won’t be as safe as renting-
Every housing market is different when it comes to the cost of renting in comparison to owning. Buying wins hands down here in Ascension Parish. Currently, you can buy a 3 bedroom 2 bathroom, 1300 square ft home for about $180,000 that’s less than 10 years old.
Mortgage Monthly cost maximum loan Mortgage amount
180,000$Interest rate (%) 4.5 ,Mortgage period 30 (years)
Monthly payments
$912, taxes 900 a year, and insurance is about 800 a year= estimated at $1054.00
Now for comparison you take that house you would pay $1350 a month in rent, never gain equity over the years and your rent always goes up as a mortgage payment always stays the same.
?If you’d like some more tips on buying your next home check out my buying a home playlist here. https://bit.ly/2sw5Pu1
?If you don’t want to miss any tips on buying and selling your home so you don’t leave money on the table at a closing time click here https://bit.ly/2sHfDRr
?To look for properties in the Baton Rouge and Ascension Parish area click here: https://goo.gl/Pfi9W9
?To read my blog visit yourrealestatewhisperer.com
CONTACT INFO: kristina.smallhorn@exprealty.com,info@yourrealestatewhisperer.com eXp Realty LLC,2900 Westfork Dr. Suite 401, Baton Rouge LA 70817 225-246-1812,Office (225) 412-9982 ext# 149 Kristina Smallhorn is a licensed REALTOR® with the state of Louisiana, License #0912122918
Welcome to 16394 ANNA BELLE DR In Prairieville Louisiana in the Ascension Parish Schoool district. This Meticulously Well Kept Home In Sought After Shadows Of Ascension, In The Ascension Parish School District. This one story home is over 2300 sqft that features 4 bedrooms and 3 full baths. You are greeted with an inviting front porch. Step inside to the large open great well kept room and kitchen with beautiful hardwood flooring, a gas log fireplace embellished with a granite, surround sound and built-in bookcases. The kitchen features 3 cm granite with a large kitchen island and two designer pendant lights, Personal coffee station, built-in microwave, single wall oven, built-in microwave, custom painted cabinetry, beautiful 1×2 subway tile backsplash, and upgraded 5 burner stainless steel gas cooktop. The formal dining area has ample room for entertaining and formal dinner parties. The large master suite is spacious enough for oversized furnishing and lets in loads of natural light. The ensuite modern master bath is breathtaking with its double vanity sinks, 3 cm granite, large soaking tub for relaxing, White painted wood cabinetry and spa-like stand-alone shower. On the opposite side of the home are three more bedrooms and 2 of the rooms share a jack n jill bath. All of the guest suites have large walk-in closets and are fully carpeted. There is also tucked away is a cozy bill desk. Finishing the inside of the home is a third full guest bath with painted cabinets and cool ceramic tile flooring. The backyard has an added covered patio, with beautiful fully matured landscaping, lush green grass, perfect for spending long evenings enjoying time with family and friends. This home also comes fully fenced, with an extended driveway and gutters have been installed.
☎️Call for your private showing today. 225-246-1812
?If you’d like some more tips on buying your next home check out my buying a home playlist here. https://bit.ly/2sw5Pu1
?If you don’t want to miss any tips on buying and selling your home so you don’t leave money on the table at a closing time click here https://bit.ly/2sHfDRr
?To look for properties in the Baton Rouge and Ascension Parish area click here: https://goo.gl/Pfi9W9
?To read my blog visit yourrealestatewhisperer.com
kristina.smallhorn@exprealty.com,info@yourrealestatewhisperer.com eXp Realty LLC,2900 Westfork Dr. Suite 401, Baton Rouge LA 70817 225-246-1812,Office (225) 412-9982 ext# 149 Kristina Smallhorn is a licensed REALTOR® with the state of Louisiana, License #0912122918
Swimming Pool – Baton Rouge Real Estate – Baton Rouge LA
This home for sale in Baton Rouge has a private swimming pool and grand views of the community lakes. Home is located in Shadow Lakes subdivision, As soon as you walk through the front door you know you are in a home that is special. Beautifully remodeled in a modern classic look is not one you will not want to miss seeing. Brightly naturally lit open floor plan, in soothing paint colors that remind you of a bright sunny day at the beach. The millwork and custom built-ins, that are throughout the home, giving it a warm and inviting feeling. The large formal dining area, off from the foyer, includes an arched window with plenty of light and ample room for all your guests, for a quiet sit down dinner. The kitchen has custom cypress cabinetry, newly installed cool-neutral toned tile, gas stove cooktop, separate pantry and large eating area that is currently being used as a keeping and eating room. Off from the kitchen is a custom high-end barn door feature, covering the laundry area, across from the laundry is a built-in computer desk with more cypress cabinets. Each of the large bedrooms is there own unique space with ample closet space for storage. The master bedroom with attached ensuite bathroom feels like you just step out of a vacation magazine, the tray ceiling has a custom remote control lighting to suit your own taste for lighting color, painted in cool relaxing paint colors and tile flooring. Master bath boasts, rich dark tile, stand alone shower, large tub, water closet, spacious walk-in closet, and modern color scheme painted cabinets. Exiting from the master bed is just one of the many ways that lead you to the sizable backyard. You’ll have a hard time wanting to leave with a scenic view of the community pond and your own private swimming pool. This is a custom designed home is one you will definitely want to see for yourself.
Call For your private showing appointment 225-246-1812
?If you’d like some more tips on buying your next home check out my buying a home playlist here. https://bit.ly/2sw5Pu1
?If you don’t want to miss any tips on buying and selling your home so you don’t leave money on the table at a closing time click here https://bit.ly/2sHfDRr
?To look for properties in the Baton Rouge and Ascension Parish area click here: https://goo.gl/Pfi9W9
?To read my blog visit yourrealestatewhisperer.com
The Most Festive Home For Christmas (homes for sale in Gonzales, Louisiana)
Looking for a Christmas home just in time for the holidays? Once upon a festive Christmas home, There was a home for sale in Gonzales Louisiana. This open floor plan garden home for sale sits in a quiet one street community.
As soon as you go on this Christmas fairytale you will notice the gourmet kitchen with custom built cabinetry, slab granite counter tops, gas stove, and a large island/breakfast bar. Crown molding throughout the home gives it a classic feel. Master suite includes a 6’ jetted tub, separate shower, and water closet, double vanity and with a spacious walk-in closet. The extra large bedrooms have great closet space and fresh neutral paint. Tech Shield radiant barrier in the attic with decked area for extra storage space. Plenty of room for two cars in the garage. Move in ready as the previous owners have just painted throughout the home. The backyard is fully fenced and bigger than the typical garden home, Home is located at 41067 Garden Court Gonzales, LA 70737
For Full Details Of This Home ? https://myre.io/0DF4lp65Z9h78
For Questions On This Home Or Any In The Baton Rouge Or Ascension Parish Area:
☎ DIRECT: 225-246-1812
?EMAIL: info@Yourrealestatewhisperer.com
?Other Listing Videos Playlist ? https://www.youtube.com/watch?v=i2BTsekmR9k&list=PLL2NpJzFd3btUKNf0Uw8eZRnVkhbhbTjZ
?If you’d like to watch more videos ?about buying a home?, here is a very useful playlist: https://www.youtube.com/playlist?list=PLL2NpJzFd3bsErmLFniI8wy2jC1309S9J
? Visit my blog to read more buying and selling home tips: yourrealestatewhisperer.com
?To search for homes in the Baton Rouge and Ascension Parish Area:
https://bit.ly/2OdQw1s
??If you don’t want to miss important tips real estate tips, please consider subscribing https://bit.ly/2MEztWK
?If you have any questions about buying and selling your home feel free to reach out to me at by email or any respectable time by phone?. All my contact information is listed below.
My name is Kristina Smallhorn, Your Real Estate Whisperer and I tell you all this “Because YOU Matter”
Cell 225-246-1812
EXP REALTY, LLC
2900 Westfork Dr.
Baton Rouge, LA 70827
225-412-9982 ext 149
info@YourRealEstateWhisperer.com, kristina.smallhorn@exprealty.com
yourrealestatewhisperer.com
Kristina Is a Licensed Realtor® with The Greater Baton Rouge Board of Realtors@ in the State of Louisiana. License #0912122918
Over the years I have seen many people make homeownership mistakes. These 5 tips when you own a home in 2019 will help you in the future when you are looking to sell your home. When it comes time to sell your home there are papers and other documents I ask my clients for and SO many times people have lost track of these items. I will cover what these papers are, that future home buyers are looking for and I will also give a great home money saving tip for EVERY year you live in it. These tips will help you maintain your home so you are a responsible homeowner and keep some cash in your pocket.
For referrals of TOP agents near you please email me directly at info@yourrealestatewhisperer.com
?If you’d like to watch more videos ?about buying a home?, here is a very useful playlist : https://www.youtube.com/playlist?list=PLL2NpJzFd3bsErmLFniI8wy2jC1309S9J
? Visit my blog to read more buying and selling a home tips: yourrealestatewhisperer.com
?To search for homes in the Baton Rouge and Ascension Parish Area:
https://bit.ly/2OdQw1s
??If you don’t want to miss important tips real estate tips, please consider subscribing https://bit.ly/2MEztWK
?If you have any questions about buying and selling your home feel free to reach out to me at by email or any respectable time by phone?. All my contact information is listed below.
?To Get #YREW Merch https://shop.spreadshirt.com/yrew-merch
Other resources for this video,
,
My name is Kristina Smallhorn, Your Real Estate Whisperer and I tell you all this “Because YOU Matter”
Cell 225-246-1812
EXP REALTY, LLC
2900 Westfork Dr.
Baton Rouge, LA 70827
225-412-9982 ext 149
info@YourRealEstateWhisperer.com, kristina.smallhorn@exprealty.com
yourrealestatewhisperer.com
Kristina Is a Licensed Realtor® with The Greater Baton Rouge Board of Realtors@ in the State of Louisiana. License #0912122918
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