The HOA And The American Flag

The battle is on with many homeowners has become all on war with the HOA and the American Flag. With the 4th of July being right around the corner, now is the perfect time to talk about the American Flag and your HOA. I had a client call me to ask can the HOA ban the American flag from being flown on her property? She also wanted to know, can the HOA tell you can not have an American flag? In this blog post, I will tell you what rights you have when displaying your American Flag when it comes to your HOA. I will also tell you your right for various other flags like ones that support sports teams. I know from personal experience that HOA’s can get power hungry and silly about rules but it is important to know the rights you have as an American and not let your HOA’s bully you into submission when it comes to the Amercian Flag.

I have read stories recently and seen in the news how the HOA has been preventing homeowners displaying their own American Flags on their own property. Of course, homeowners are shocked by this and I was too. (WATCH This News Story Of A Woman Told To Remove Her American Flag From Her HOA ) I couldn’t believe that an HOA wouldn’t want the American flag shown year-round proudly in their yard. Some HOA’s believe that the American flag is a season item and need to be taken down after Federal Holidays. Many homeowners, myself included challenge this with the Federal law that was set in place called: The Freedom to Display the American Flag Act of 2005 (Pub.L. 109–243, 120 Stat. 572, enacted July 24, 2006) is an Act of Congress that prohibits real estate management organizations from restricting homeowners from displaying the flag of the United States on their property.

So you CAN have a flag on your property but with that being said the HOA can still dictate the size of the flag and the location of the flag on your home. As an example, you can not have the flag intruding on walkway or sidewalks. Another example: you can’t have a flagpole taller than 10 feet and must be 15 feet from the property line. (To watch a video about flag poles and location of them from the HOA/City https://youtu.be/BEhCrmEGFU0)

Other flags have rights to be displayed as well but are not covered in the American Flag Act of 2005. Any flag displaying a persons religion, race, heritage, disability or sexual orientation are covered in discriminations laws and the Fair housing act. If you run an HOA you need to know and understand these laws so you do not discriminate against any one person or people. (To watch a new story about how this woman’s rights were violated https://youtu.be/A1nguvEzbCw)

I hope you display your American Flag proudly this 4th of July as you have the right to do so no matter what your HOA states. Be sure to check the restrictions to know where and the size of the flag that falls in line with the bylaws.

God Bless The United States Of America

Kristina Smallhorn (Your Real Estate Whisperer)
Cell 225-246-1812

Your Real Estate Whisperer Kristina Smallhorn "Because YOU Matter"
Your Real Estate Whisperer For Ascension Parish, Kristina Smallhorn.
EXP REALTY, LLC, 2900 Westfork Dr., Baton Rouge, LA 70827 – 225-412-9982 ext 149
Info@YourRealEstateWhisperer.com
yourrealestatewhisperer.com/ kristina.smallhorn@exprealty.com

Kristina Is a Licensed Realtor® with The Greater Baton Rouge Board of Realtors@ in the State of Louisiana. License #0912122918

How To Not Be A Loser In A Bidding War.

Nobody wants to be a bidding war loser. When making bidding war offers you want to come on top. The best offers during a home bidding war are the ones that don’t ask for extra items like, refrigerator, washer, and dryer. The trick to winning a bidding war on a home isn’t just asking for the “extras”, it’s also what loan you chose, how long will it be until you close and the way you construct your purchase offer in a way that is the strongest to the seller’s eyes but not breaking your budget for a home. This article will show you 5 tips to making your bidding war offer stronger so you won’t end up being a bidding war loser.

Tip 1
Do not ask for extras like refrigerator, washer, dryer and silly items that are cosmetic like asking for the home to be painted. Nothing will make a seller pass over your offer like asking for extras that have nothing to do with the value of the home.laptop-3196481_1920

 

Tip 2
Up the amount of your deposit, normally in the state of Louisiana, the deposit amount is pretty minimal to the amount of the home. The typical amount is as little as 250-2500 depending on the price of the home. If you’re in a bidding war you may want to consider upping that amount to 2500-5000 so the sellers know you are a serious buyer that has skin in the game.

Tip 3
Decrease the number of days for inspection. When you write a purchase offer most ask for a 10 day inspection period. If you reduce the number of days for inspection to 5 days your offer may look stronger to the seller due to the fact it will be fewer days off the market if the buyer will be removing the offer after the inspections are completed. With that said many realtors may suggest a pre-inspection prior to writing an offer if you use this tactic you may lose precious days that someone else can beat you to the punch to make an accepted offer and you will never get a chance to make yours.calendar-3045825_1920

Tip 4
Consider a different loan type. If you are not paying cash and you have not chosen a loan package you will need to discuss with your lender the best option for you to get the loan closed fast but still has your best interests.

Tip 5
Go with your highest and best offer with the first offer you come in with. This is not the time to test the seller on there willingness to come down in price. If you are serious make your strongest offer the first offer you make.document-428338_1920

Bonus Tip
It doesn’t hurt to add a little human emotion to your offer, sometimes we forget that families are involved so if you add a letter stating why this home is so important to you, this may be the deciding factor when it comes to a bidding war.

 

To look for properties in the Baton Rouge and Ascension Parish area click here: https://goo.gl/Pfi9W9

Copy of my FREE Ebook For Buying In Ascension Parish: https://goo.gl/ux3mYz

Don’t Forget To Give A Thumbs UP ^ and Subscribe On YouTube

Your Real Estate Whisperer Kristina Smallhorn "Because YOU Matter"
Your Real Estate Whisperer For Ascension Parish, Kristina Smallhorn.

Kristina Smallhorn, Your Real Estate Whisperer kristina.smallhorn@exprealty.com, info@yourrealestatewhisperer.com
eXp Realty LLC,2900 Westfork Dr. Suite 401, Baton Rouge LA 70817
225-246-1812,Office (225) 412-9982 ext# 149

Kristina Smallhorn is a licensed REALTOR® with the state of Louisiana, License #0912122918

Parade Of Homes 2018 In Greater Baton Rouge.

This past weekend kicked off the Parade of Homes In the Greater Baton Rouge area. Even if you’re not in the market for a brand new home if a great way to get fresh ideas on remodeling your own home. Throughout many Parishes, you will be able to see the latest trends in new home building, like flooring design, colors for walls and the style in kitchen design.

To get more information on the parade of homes, click here. >> Parade Of Homes 2018

For a full list of homes on the Parade Of Homes Tour, Click Here. >>Map Of Homes 

2018 Parade of Homes, May 12-13 and 19-20.  This is your chance to preview up and coming communities, different floor plans, new ideas and innovative products.   The Parade is free to the public with homes open on Saturdays from 11am-5pm and on Sundays from 1pm-5pm.

The 2018 Parade of Homes will show many homes of all sizes, layouts, and architectural styles. The tour has a little bit for everyone with homes ranging from the starter home all the way up to luxury homes in exclusive neighborhoods. This will be a great way to get idea’s for your own home or preview a home to purchase in the near future.

Your Real Estate Whisperer Kristina Smallhorn

Your Real Estate Whisperer For Ascension Parish, Kristina Smallhorn.

 

 

I hope you found this tip useful if you’d like some more tips you can always visit my website at yourrealestatewhisperer.com To View Properties For Sale, Click Here https://goo.gl/Aiwxjm To Get My FREE EBook On Buying Homes In Ascension Parish, Click Here https://goo.gl/ux3mYz To Send Mail: Kristina Smallhorn PO BOX 1271 Prairieville LA 70769 Kristina Smallhorn (Your Real Estate Whisperer) Cell 225-246-1812 EXP REALTY, LLC,2900 Westfork Dr., Baton Rouge, LA 70827 225-412-9982 ext 149 Info@YourRealEstateWhisperer.com Kristina Is a Licensed Realtor® with The Greater Baton Rouge Board of Realtors@ in the State of Louisiana. License #0912122918

Selling Your Home While You Are On Vacation.

It’s Take a Tip Tuesday. Do you know what to do with your house when you’re going out of town? This is what you need to know when you are selling your home when you go on vacation, Hi, my name is Kristina Smallhorn, your real estate whisperer for Ascension Parish and we’re getting ready to go out of town. But do you know what to do with your house if it’s listed for sale and you’re going out of town? You’re going to want to know these tips.

Make sure you don’t leave any wash in the washing machine. Imagine leaving clothes in the washing machine for three days and what that smell would be like. Buyers wouldn’t really like that when they walk into your laundry room. I think we got everything. Oh, wait one second. You see this right here? These plugins that make your house smell so good? Either turn them all the way off or just take them straight out of the wall. The thing is is that when you’re not in the house and the air is not circulating a lot, when the buyers walk in the house the smell is just overwhelming and then they smell nothing but floral and they think that you’re hiding some kind of smell. So when you’re going out of town, just either turns them all the way down or just pull them straight out of the wall and put them in a safe drawer until you get back into town. So when you’re heading out of town you’re going to want to turn off your water. I’m going to give this case in point. That picture has been floating around Facebook since Christmastime and somebody left their water and of course, the water came through the ceiling and caused quite a problem. Even if you’re in a frozen tundra area where it’s going to freeze like a glacier, you’re still going to want to turn off your water. Look, you know if you have a ceiling the pipes are above you, anything can happen. Just turn off the water. All right so we’re going to attempt this, okay? Did it. All right so I nearly killed myself but I did get the water off. And when you turn the water off you’re going to want to let your real estate agent know that you turned the water off. ‘Cause what if your house goes under contract and you have an inspection? And then inspector goes in and says, “The water doesn’t work.” So you’re going to want to let your real estate agent and the home inspector know where that water turn on is. There’s one more thing I forgot to tell you. Make sure that you go ahead and give an extra key to a neighbor or to your real estate agent. If you don’t have time to go over to your real estate agent’s office, it’s always good to give it to a neighbor. Not only can they pick up the mail and the newspapers that have been left out, they can also water your plants. Sometimes these electronic lockboxes technology doesn’t work the way we want it to and it’s good to have an extra key that you’ve given to a neighbor so that way they can let in a buyer’s agent to show your home. I know when you’re heading out of town you are probably going to want to set your alarm system to your house. Make sure that your real estate agent has that alarm code ’cause it’s happened before that a buyer’s agent walks into the house, the alarm goes off and they didn’t give the alarm code to the selling agent. So make sure that you give that to them. All right, one last tip. When you’re getting on your flight, make sure you let your real estate agent know what time your flight’s at. You don’t want to miss any contract deadlines when you are on a flight and you never know if you get a contract when you’re on that flight, you don’t want to miss that deadline either. Bye. Bye. If you’d like some more information about buying homes in Ascension Parish area you can always visit my website at yourrealestatewhisperer.com. My name is Kristina Smallhorn, your real estate whisperer for Ascension Parish. And I tell you all this because you matter.

Your Real Estate Whisperer Kristina Smallhorn "Because YOU Matter"
Your Real Estate Whisperer For Ascension Parish, Kristina Smallhorn.

kristina.smallhorn@exprealty.com,info@yourrealestatewhisperer.com eXp Realty LLC,2900 Westfork Dr. Suite 401, Baton Rouge LA 70817 225-246-1812,Office (225) 412-9982 ext# 149 Kristina Smallhorn is a licensed REALTOR® with the state of Louisiana

Why You Don’t Always See A Sale Pending Sign.

 

It’s Take A Tip Tuesday, Do you Know Why you don’t see “Sale Pending Signs”? You may have driven up to a home recently only to find out the sale of the home is “pending”. What is a pending sale sign anyway? It just means the home has a contract that is waiting to close on the purchase. So why don’t realtors put the sale pending sign up? You want to know is the sale pending, right? The reason why most realtors don’t put the sale pending sign up is to capture possible leads in case the home sale falls through. There are many reasons why a pending home sale could fall through as an example, credit check comes back off from the application, the buyer has been let go of their job, one of the buyers on the loan has passed away or taxes were filed incorrectly, these are just some of the ways that a pending home sale could fall through. there are many other ways this was just an example. I know it can be frustrating for you as a possible buyer to be looking in a neighborhood and find the home of your dreams only to see the home with the for sale sign now has a pending contract. You may feel like the agents are just wasting their time not putting up the sign but we are trying to represent our sellers in the best way possible. If the pending sale sign goes up and the pending contract happens to fall through we have missed out on all those possible leads that could put in a contract or even a backup offer.

*I hope you found this tip useful if you’d like some more tips you can always visit my website at yourrealestatewhisperer.com 

*To View Properties For Sale, Click Here https://goo.gl/Aiwxjm

*To Get My FREE EBook On Buying Homes In Ascension Parish, Click Here https://goo.gl/ux3mYz

*Don’t Forget To Give A Thumbs UP ^ and Subscribe https://www.youtube.com/c/YourRealEst…

Your Real Estate Whisperer Kristina Smallhorn "Because YOU Matter"
Your Real Estate Whisperer For Ascension Parish, Kristina Smallhorn.

 

kristina.smallhorn@exprealty.com,info@yourrealestatewhisperer.com eXp Realty LLC,2900 Westfork Dr. Suite 401,Baton Rouge LA 70817 225-246-1812,Office (225) 412-9982 ext# 149 Kristina Smallhorn is a licensed REALTOR® with the state of Louisiana

5 Homeownership Mistakes.

 

There are many homeownership mistakes that happen when you buy a house. Often people unknowingly do more damage to their home when they believe they are doing the right thing after they buy a house. In this video, I show some of the biggest mistakes that homeowners make.

Have you ever been in a bathroom that had a weird black line around the bottom edge of the mirror? There is a reason for that, it’s from an overuse of cleaning products and moisture getting behind the mirror allowing it to lose its reflection and cause that yucky black clouds. The solution, just be aware when you are spraying your mirror to not use too much product and when getting out off the shower make sure to wipe down the mirror so no moisture gets trapped.

Another mistake in home ownership is using bleach on everything. I know I love bleach but it can really do damage on some of the most expensive things in your home like granite countertop (did you know that it will strip the sealant right off of stone?) Also, never use bleach products on vinyl it could possibly yellow or stain it. Another area to avoid bleach is wood flooring, it too can strip the finish off the flooring making it pretty expensive to restore down the road.

I’ve been to enough home inspections to know that many homeowners make the mistake of using the wrong kind of caulk in certain areas of the home. They make different kinds a caulk for a reason and make sure you are buying the right kind for bathrooms and outside windows. Not all caulk is made the same.
Over sealing countertops is another costly mistake homeowners make. I know you think you’re doing the right thing by applying it often but if do it too much it will cause a milky white film that can be tough to remove and repair. To test to see if your countertops are ready for another spray of sealant, just drip a few drops of water on the countertop and see if it beads up if it doesn’t its ready for a treatment.
So when was the last time you had your HVAC system look at? So many homeowners ignore this maintenance requirement. When I represent the buyer I always ask for it to be done and inevitably the homeowner hadn’t had it done the whole time they had lived in the house. The cost of this is too inexpensive to ignore and can help stretch out the time for replacement.

 

I hope you found these tips useful if you’d like more tips please visit my website @ yourrealestatewhisperer.com

To search for Baton Rouge and Ascension Parish homes for sale click here https://goo.gl/Pfi9W9

To Get a copy of my FREE E-Book click here https://goo.gl/ux3mYz

Do you have any home ownership tips? Be sure to comment them below, They make it in my next video.

So You Won’t Miss Any Of My Future Content Please Subscribe and Hit The Notification Bell https://goo.gl/Dbshk7

My Name is Kristina Smallhorn, Your Real Estate Whisperer For Ascension Parish, And I tell you all this “Because YOU Matter”

 

Your Real Estate Whisperer Kristina Smallhorn "Because YOU Matter"
Your Real Estate Whisperer For Ascension Parish, Kristina Smallhorn.

Kristina Smallhorn is a licensed REALTOR® with the state of Louisiana in The Greater Baton Rouge MLS, license # 0912122918,eXp Realty LLC,2900 Westfork Dr. Suite 401
Baton Rouge LA 70817, Cell Number: 225-246-1812, Office (225) 412-9982 ext# 149

Staging Your Home To Sell, Master Bathroom.

Staging a home when you are about to put it on the market can be a daunting task but it doesn’t have to be. If you can’t afford a professional stager there are some simple ways you can stage your own home when you are about to put it up for sale. This week, I show you how you can stage your bathroom with some super easy “pro tips”.

As I have shown homes lately in Ascension Parish and the Greater Baton Rouge areas, I have noticed that many homeowners haven’t highlighted the best features that sell a home, The master bathroom and kitchen are rooms that truly need to be the glowing showcase of a home since these are the areas buyers look for most. You want to get top dollar for your home when selling it, simple staging can help you with your goal.

In this video, Your Real Estate Whisperer (Kristina Smallhorn) shows how to showcase your master bathroom on a budget if you can’t or don’t want to hire a professional home stager.

If you like to see more tips for staging your home including how to remove the smell of dog urine out of the carpet (https://youtu.be/oxwrmie_nNg) be sure to subscribe and hit the notification bell so you won’t miss any of my tips for buying and selling homes.

YouTube : https://goo.gl/Dbshk7
Ebook For Buying: https://goo.gl/ux3mYz
Search For Homes: https://goo.gl/Pfi9W9

Instagram : https://goo.gl/AWspv6
Facebook : https://goo.gl/YcnwGq
LinkedIn : https://goo.gl/u7mVkk
GooglePlus : https://goo.gl/XhzDag

Kristina Smallhorn is a licensed REALTOR® with the state of Louisiana in The Greater Baton Rouge MLS, license # 0912122918
eXp Realty LLC,2900 Westfork Dr. Suite 401, Baton Rouge LA 70817
Cell Number: 225-246-1812, Office (225) 412-9982 ext# 149

Your Real Estate Whisperer Kristina Smallhorn "Because YOU Matter"
Your Real Estate Whisperer For Ascension Parish, Kristina Smallhorn.

Closing Day Checklist For Home Sellers In Ascension Parish.

 

A closing day checklist for home sellers, Days before the closing of your home when you are selling, there are somethings to remember. Kristina Smallhorn, Your Real Estate Whisperer for Ascension Parish tells you some commonly missed items that sellers should be aware of before closing day.

To Get My Free E-Book : https://goo.gl/ux3mYz
Instagram : https://goo.gl/AWspv6
Facebook : https://goo.gl/YcnwGq
Search For Homes: https://goo.gl/Pfi9W9
To Read More Tips & Tricks: https://goo.gl/S6iRLA
YouTube : https://goo.gl/Dbshk7
LinkedIn : https://goo.gl/u7mVkk
GooglePlus : https://goo.gl/XhzDag

Kristina Smallhorn
kristina.smallhorn@exprealty.com
Your Real Estate Whisperer
eXp Realty LLC
2900 Westfork Dr. Suite 401
Baton Rouge LA 70817
225-246-1812
Office (225) 412-9982 ext# 149

Kristina Smallhorn is a licensed REALTOR® with the state of Louisiana

Wiring Fraud Alert For Home Buyers

 

Wiring Fraud Alert!!!!! Don’t Let These Hackers Steal Your Down Payment! Watch The Video To See How You Can Protect Your Money!

Wiring Fraud Alert For Home Buyers has become a real problem over the last couple of years. Imagine having your life saving for a down payment for your new home being stolen from you just days before the closing. It’s been happening all over the country even in Ascension Parish. The scam works like this, the hackers get a hold of either the title companies email account, the realtors’ email account or even the home buyers email account after one of these accounts are infiltrated the hackers sit and wait. They monitor the activities of all the parties involved in the transaction days beforehand they inform the buyer that wiring instructions have changed and they need confirmation they received the message so they can send the new instructions. These criminals are clever, by this time they have copied or even cloned the email addresses of the parties involved they really make these emails look very official. Buyers are of course in a panic and rush to there bank to give them the new wiring instructions, but the thing about it is, they just lost all their down payment and very little can be done to get that money back.

There are some ways to protect yourself. One is to change your email password often and have two code authentification. If you do get an email asking to change wiring instructions prior to closing make sure to call your REALTOR® to verify the title companies phone number. Never follow the phone number that is posted in the suspicious email.  Lastly, Instead of wiring the funds, if possible, just go down to your bank and get cashiers check, it may take a little more time but could save you tens of thousands of dollars.

To read my blog for more tips read this: https://goo.gl/LHEVPz

To Read More On Preparing Your Home To Sell, Click Here https://goo.gl/e6wJUv

To View Properties For Sale, Click Here https://goo.gl/Aiwxjm

To Get My FREE EBook On Buying Homes In Ascension Parish, Click Here https://goo.gl/ux3mYz

Kristina Smallhorn

kristina.smallhorn@exprealty.com, Your Real Estate Whisperer,

eXp Realty LLC 2900 Westfork Dr. Suite 401 Baton Rouge LA 70817 225-246-1812 Office (225) 412-9982 ext# 149 Kristina Smallhorn is a licensed REALTOR® with the state of Louisiana

5 Tips When Buying A Home – Take A Tip Tuesday.

Take A Tip Tuesday! 5 Tips For Buying A Home.

 

It’s Take A Tip Tuesday and in this weeks video, I discuss 5 big things that people should know when buying a home.  Whether this is your first home or tenth home, these tips should always be helpful. In Ascension Parish, we have lots of people moving in and out an all around but people seem to forget what needs to be done when buying a home. Below I’ve listed 5 key tips to remember.

Get Approved!

I must say this about 1000 times in my past videos and I know if you have been following me for awhile I may sound like a broken record but I’m telling you, people jump the gun when home shopping and tend to forget all about being “pre-approved” prior to their home quest.

Size Doesn’t Matter!

This is another thing that some people can get hung up on. They want a HUGE home but did you know that if you have the largest home in a neighborhood you will get a lot less per square foot than your surrounding neighbors. Bigger doesn’t mean better and maybe an unwise investment.

Shiny New Toy Syndrome.

Imagine walking into a home that has all the bells and whistles, super thick granite, custom cabinets and all upgraded modern appliances. It’s your dream home but it’s over the budget you set for yourself. Delayed gratification can be better in the long run, especially for your wallet as well. Don’t get stuck with a home that you can barely furnish because you had to have the newest, latest and greatest.

Budget For Other Costs.

When you go on sites like Realtor dot com, Trulia, and Zillow, they will give you an estimated mortgage payment. Many of these sites do not factor in the other costs, like escrows, insurance, and taxes. Make sure you have more money set aside for these items.

Hire An Inspector.

I can’t say this enough, even if you are buying a brand new home you should have it inspected by a professional. Even though the new home has to pass building code inspections things get missed and the inspector you hire is looking out for your best interest. (To Read More About Inspections Click Here  3 Myths About Home Inspections)

I hope you found these tips useful If you’d like to read more about buying homes in the Ascension Parish Area, please download my free e-book https://goo.gl/ux3mYz. If you like to search for homes in the Ascension Parish Area Click Here. To watch all my tip videos please subscribe to my YouTube Channel by Clicking HERE!

 

Your Real Estate Whisperer Kristina Smallhorn "Because YOU Matter"
Your Real Estate Whisperer For Ascension Parish, Kristina Smallhorn.

Kristina Smallhorn
kristina.smallhorn@exprealty.com
Your Real Estate Whisperer
eXp Realty LLC
2900 Westfork Dr. Suite 401
Baton Rouge LA 70817
225-246-1812
Office (225) 412-9982 ext# 149

Kristina Smallhorn is a licensed REALTOR® with the state of Louisiana