Buying A New Home In Ascension Parish?  Five Things You May Want To Budget for After The Closing.

Ahhhh, the smell and wonderment of a brand new home in Ascension Parish!  The allure of buying a brand new home is second to none. You’ve saved for the down payment, inspections, and all closing costs. What expenses could possibly be left?  Read more to find out!

1. Appliances

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Of course, the oven, stove, and microwave are there, but what about the washer, dryer, and refrigerator?  Many builders in Ascension Parish do not offer an appliance package.  Only a few builders do. Make sure you have extra money set aside for those appliances that are not included.  Very importantly, DO NOT take out any new lines of credit before closing. If you do, it could hinder your loan from closing on time or possibly not at all.

2. Security.

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More and more I have seen homes in Ascension Parish that are not pre-wired for alarm systems. You will have to set aside some money for installation and also decide if you’d like to add security cameras.  You can get an estimate done prior to closing so you’ll know how much this could cost you. I recommend you reach out to at least 3 vendors to get a good idea of pricing.

3. Windows

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As much as you love the amount of natural light comes into the home, you certainly do not want the neighbors looking into your bathroom. Many windows are a standard size and you can buy window coverings for a reasonable price.  Definitely measure your windows and see if standard sizes will fit, and make sure you don’t forget the windows on doors. 

4.  Landscaping

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When it comes to landscaping in a new home in Ascension Parish, builders really don’t go all out to get them picturesque.  Many builders do not even sod the backyard!  They will only do the front and along the sides.  The remaining sod is up to the buyer and can cost thousands to have the rest done.  Make sure you have the extra money to make this investment.  I can tell you from my nearly 10 years of experience, If you decide to seed your yard instead, it never looks as nice as a sodded yard and you will be fighting weeds for years to come.

5. Fencing

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I have never sold a brand new home that came completely fenced in by the builder.  If this is important to you, just ask your builder or Ascension Parish REALTOR® for recommendations for a quality fencing company.

**Bonus**

Whenever you buy a new home or even an existing home, your previous furnishings may not fit with the floor plan or style of the new home.  Be prepared to possibly needing new furnishings but be sure NOT to do this prior to closing.  You DO NOT want to take out any new debt prior to closing on your new Ascension Parish home and new lines of credit can put your closing in jeopardy.

“Because YOU Matter”

Your Real Estate Whisperer

Kristina Smallhorn

eXp Realty LLC.new cover EXP

5 tips with some “Lagniappe” on remodeling your gutted home in Ascension Parish.

5 tips with some “Lagniappe” on remodeling your gutted home.

After the great flood in 2016 people in Ascension Parish and all of the Greater Baton Rouge area are finding themselves in a unique situation. Because of the flood, everyone who was affected will be doing some kind of “forced” remodeling. This can be a daunting task since every room will need some kind of attention. Some in the affected areas won’t be able to afford to hire a contractor, thus turning them into weekend home project warriors. A savvy home owner will want to upgrade certain rooms to help maintain or increase the value of their home. Many won’t know what items will be best to increase the value, so I’ve listed 5 key things to think about when you begin to tackle the remodel process (after you have new drywall hung and are ready to start on the bells and whistles of the home).

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Make a budget for each room– Once you’ve gotten your money from the insurance company or lending institute you really need to budget for each room. It takes time to do but in the long run it will save you money. Make sure to budget for permits needed in your parish before starting. This is key for the future when you go to sell your home. Buyers will be asking for a copy of these permits and if you didn’t get them, they won’t be buying your home.

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Make lists- I know this sounds obvious, but making a list for each room can help bring the stress down. Tape the list for each room on a wall in that room. Check items off as they get completed. This will elevate buying too many unnecessary things like paint brushes, molding and paint. Every penny counts now, since many didn’t have flood insurance.
Tackle one room at a time- The main rooms should be first – the kitchen, one bathroom and one bedroom. If time permits, I’d start with a bathroom. That’s my personal opinion, but for me, I can live in anything as long as I have a place to bathe and get ready for the day in peace.

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Kitchens and Bathrooms- Now you’ve got your lists and supplies bought to make the home somewhat livable, but how do you decide what items and rooms to put the most money into. As anyone will tell you, put your money in kitchens and bathrooms. This always gets your more money in the future. Nice plumbing fixtures, tiled backslashes, stainless appliances, great overhead lighting always makes for money well spent. I would strongly recommend granite or stone like surface for countertops if the budget permits. If it isn’t in the budget there are lots of other countertops that look similar to stone. I’d go with this idea when deciding on a look for your surfaces. When approaching the bathroom, granite countertops will cost less than in the kitchen since the space is usually smaller. You still want go with good plumbing fixtures, and pick more modern style tile. Make sure lighting doesn’t come from the sides of the mirror – over-head lighting is best. Framed mirrors are a less expensive option than having a company hang one that is glued to the wall and really dresses up a bathroom. (Kirkland’s has them on sale often, and they are super reasonably priced)

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Curb appeal-last thing you really want to think about is your yard right now but if you have the time I’d try to salvage as much grass as you can before weeds set in. These water logged yard took a beating and re-sodding is the last thing you would want to have to do. Meet up with the home and garden section at your local lawn and garden store, and speak to a representative there to discuss what you can put on your lawn to save what grass you have left and how to ward off weeds that may start growing.

I know many of you have a lot on your plate right now. No one wants to take on a whole home remodel right before the Holidays. Hopefully this simple list can help you focus where your money is best spent for re-sale. If you’d like some more tips please feel free to call me.
“Because YOU matter”

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