When you are stuck in traffic, want a meal replacement or an after workout protein shake, Sunset Smoothie has you covered. Their large menu of custom made smoothie will suit just about everyone’s palate.
These are not the typical ice down smoothies you may get at other places, their recipe calls for milk and their own in house made protein powder. Not a fan of milk, lactose intolerant or vegan? They have those bases covered as well, all you have to do is ask.
Tyler Terrebonne shared that his shop added sandwich wraps over time that has been a big hit (I personally tried one and it really was amazing) Tyler also said for the super busy he provides a meal prep service. Perfect for the busy body builder or person training for a big event and doesn’t have the time or energy to do it themselves.
If you are looking for a cool down to beat the summer heat make sure to visit Tyler Terrebonne @Sunset Smoothie and tell him The Real Estate Whisperer sent you, “Because YOU Matter”Kristina Smallhorn
Ascension Parish Coffee Talk #17- Help Save Ali’s Sweet Shoppe!
I’ve always had a soft spot for young people taking life by the horns and trying to make a business at an early age. I met just that person this week, Ali Duplessis of Ali’s Sweet Shoppe, opened a Sno-Ball stand right outside the Tanger Mall in Ascension Parish. This twenty-one-year-old woman took her idea, own money and bought herself a Sno-Ball stand. She carefully made sure to get the proper license, approvals and lease from the Tanger Mall so she could be located right where the action is. As you know, It gets hot going from shop to shop around the Tanger Mall and she had the wherewithal to set up her Sno-Ball stand and do it the right way. Hours after opening her first day, she was approached to shut down the stand, told she wasn’t allowed to have it at the location she was given permission to be at but they would give her a special pass for a few days to find a new location.
Ali had made her business plan early on and made sure she would have the location she desired the correct way. Only to be shut down a few hours into opening because someone else had made a mistake, This is a costly mistake for a young girl just starting off in business but the part that burns my hide is that she made sure prior to putting up the stand. She HAD planned ahead, she did all the right things but that didn’t matter.
My goal for this young entrepreneur is for the people of Ascension Parish to rally for Ali’s Sweet Shoppe so Ali will be able to keep the location she worked hard to get in the first place. Please Share this video with everyone you know so they can help her save her location. We are counting on YOU Ascension Parish.
Take A Tip Tuesday-Are You Ready To Buy A Home In Ascension Parish?
3 Things To Ask Yourself.
If you have been sitting in your apartment wondering if you could possibly buy your first home, there are a few things you can ask yourself before you pick up the phone to call a mortgage company. Many people, not just in Ascension Parish, wonder if they can get a home of their own but they are either afraid of the answer or they think that the process is too difficult to take on. Before you choose your lender or Ascension Parish REALTOR®, ask yourself these simple questions.
Do I Pay My Bills On Time?
Lenders look at few things when it comes to debt. First is debt to income ratio. In simple terms, how much do you make and how much of that is spent on paying your bills. If you make $1500.00 a month and $1200.00 is spent on bills then you probably aren’t ready to buy a home. Your credit score plays a big part as well. If you can’t pay your bills on time, this will affect your credit score and makes you look like you won’t be able to pay the mortgage on time. No lender wants their money late or have a payee not make a payment. The risk is too high for the lender/bank to want to take on.
Learn your credit score! There are so many sites that offer free credit reports. Even if you’re not looking to buy a home currently, it’s a good idea to know where you stand. You need to know if something needs to be removed from your credit report or if you need to close that old Bed Bath and Beyond credit card that you have never used.
Do I Pay More In Rent Than I Would For A Mortgage?
If you are not sure, you can look for a mortgage calculator online. You can find one on my website, http://yourrealestatewhisperer.idxbroker.com/idx/mortgage to help you to make that determination. Make sure to consider the taxes, insurance, and monthly utilities. Many times, especially with rent being as high as it is here in Ascension Parish, the cost of a home will be lower than your current monthly rent, AND there are usually significant tax advantages to home ownership!
Do You Have Any Money Saved?
There is a misconception that you won’t need any money to buy a home if your credit is good. While there are financial assistance programs, and even some 100% financing, you will still need some money! You will still need funds for the costs of appraisal (around $500) and the cost of inspections (around $350-450.) These fees are not typically added into the 100% financing plus you’ll want some extra reserves for things like the cost of your move, refrigerator, washer, and dryer or other unexpected costs that could arise during the home buying process.
Now that you’ve asked yourself these questions, are you ready to buy? If you feel pretty confident with your credit score and savings account, plus you know your rent is higher than a mortgage, it’s time to call a lender to get qualified. I have the names and numbers of local lenders that I have often used who would be happy to work with you and help evaluate your home loan needs. Every client is different and so are their home loans; let them speak to you about your unique situation.
I hope you found this information helpful. If you have any questions please feel free to reach out to me. You can always reach me by phone, email or text. I tell you all this, “Because YOU Matter”.
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