Home Sellers Recording Their Home, Is It Legal?

 

Home Sellers Recording Their Home, Is It Legal? Home sellers are doing something criminal in some states, As much as you feel it’s your right to spy and record conversations as home buyers walk through your home you may be violating the law in accordance to your state’s laws when it comes to surveillance and mainly recorded conversations. No home buyer wants to have the watchful eye of a surveillance camera hovering over them and they certainly don’t want a home seller to record their conversations with their real estate agent. In this video, I will cover how Louisiana treats recorded conversations, and how other states require certain permissions to record any conversation even if it’s in your own home.

Watch This Video To Know Another Louisiana Law: https://youtu.be/svsfWsy3Ixo Watch This Playlist For Home Selling Tips: https://www.youtube.com/playlist?list…

🔴If you’d like some more tips on buying your next home check out my buying a home playlist here. https://bit.ly/2sw5Pu1

🔴If you don’t want to miss any tips on buying and selling your home so you don’t leave money on the table at a closing time click here https://bit.ly/2sHfDRr

🏡To look for properties in the Baton Rouge and Ascension Parish area click here: https://goo.gl/Pfi9W9

🌎To read my blog visit yourrealestatewhisperer.com 📭To Send Mail: Kristina Smallhorn PO BOX 1271 Prairieville LA 70769 #yrew Kristina Smallhorn, Your Real Estate Whisperer

kristina.smallhorn@exprealty.com,info@yourrealestatewhisperer.com eXp Realty LLC,2900 Westfork Dr. Suite 401, Baton Rouge LA 70817 225-246-1812,Office (225) 412-9982 ext# 149 Kristina Smallhorn is a licensed REALTOR® with the state of Louisiana, License #0912122918 Disclaimer: All images and additional video segments contained in the Thumbnails and/or B-roll segments are used in strict compliance with the appropriate permissions and licenses required from https://pixabay.com and in accordance with the YouTube Partner Program, Community guidelines & YouTube terms of service. As an Amazon Associate, I earn from qualifying purchases at no extra cost to you as a buyer.

Do You Need Title Insurance When You Buy A Home?

What Is Title Insurance | Is Title Insurance Worth It?

 

What is title insurance | Is title insurance worth it | Title insurance explained

How Title insurance works, it’s a form of indemnity insurance that protects the holder from financial loss sustained from defects in a title to a property. The most common type of title insurance is the lender’s title insurance, in which the borrower purchases coverage only to protect the lender. Owner’s title insurance is often paid for by the seller to protect the buyer’s equity in the property and is available separately.

KEY TAKEAWAYS ➡️ Title insurance is a form of indemnity insurance that protects the holder from financial loss sustained from defects in a title to a property.

➡️ The most common claims filed against a title are back taxes that had been missed by a title company, liens (from mortgage loans, home equity lines of credit, easements), and conflicting wills.

➡️ A one-time fee paid for title insurance covers pricey administrative fees.

🏛To Talk With Scott Carmouche ➡️ https://www.carmouchegroup.com/title-…

👉🏻 Like the gym I was swinging on? https://amzn.to/2lBCspJ

🔴If you’d like some more tips on buying your next home check out my buying a home playlist here. https://bit.ly/2sw5Pu1

🔴If you don’t want to miss any tips on buying and selling your home so you don’t leave money on the table at a closing time click here https://bit.ly/2sHfDRr

🏡To look for properties in the Baton Rouge and Ascension Parish area click here: https://goo.gl/Pfi9W9 🌎To read my blog visit yourrealestatewhisperer.com

📭To Send Mail: Kristina Smallhorn PO BOX 1271 Prairieville LA 70769 #yrew

Kristina Smallhorn, Your Real Estate Whisperer kristina.smallhorn@exprealty.com,info@yourrealestatewhisperer.com eXp Realty LLC,2900 Westfork Dr. Suite 401, Baton Rouge LA 70817 225-246-1812,Office (225) 412-9982 ext# 149 Kristina Smallhorn is a licensed REALTOR® with the state of Louisiana, License #0912122918

Disclaimer: All images and additional video segments contained in the Thumbnails and/or B-roll segments are used in strict compliance with the appropriate permissions and licenses required from https://pixabay.com and in accordance with the YouTube Partner Program, Community guidelines & YouTube terms of service. As an Amazon Associate, I earn from qualifying purchases at no extra cost to you as a buyer.

Top 5 Apps For Home Buying.

Every home buyer is looking on the internet and using apps to search for homes. There are some pros and cons of home buying apps and we will be looking at the five top apps for home buying to check for accuracy, function, how it looks and any special features that stand out. The top 5 apps we will be looking at are Zillow, Realtor.com, Redfin, Homesnap, and Trulia, since these are the most popular home buying apps on the market today. We will use one test subject home that’s is for sale in Ascension Parish to see how this listing shows on each app and if the information is the same or differs from each.

Zillow – 1:20

realtor.com – 4:28

Redfin – 7:09

Trulia – 11:43

HomeSnap – 15:08

Regardless of your feelings personally to these companies they do have a place in the home buying process, each had its plusses and minuses but to really get the best, accurate and up to date information, you will still need to contact a licensed real estate agent to get a full detailed report. These apps are a great tool for a home buyer, but they still can’t replace the knowledge of a professional real estate agent when it comes to knowing a neighborhood, how sellers will react to certain offers and the market how it stands right now in your area.

🔴 If you want to know more about another app homeowners are using you will want to check out this video ➡️ https://youtu.be/CK0L44gIY4s

🏡 Home Featured in The Video ➡️ https://youtu.be/TPr9JynazOo

❓To Ask Me Any Real Estate Related Question Or If You Are Looking For A Realtor In Your Area You Can Email Me @ info@yourrealestatewhisperer.com.

🤬Hate Emailing?, Just Call Me ☎️@ 225-246-1812

➡️If you’d like some more tips on buying your next home check out my buying a home playlist here. https://bit.ly/2sw5Pu1

➡️If you don’t want to miss any tips on buying and selling your home so you don’t leave money on the table at a closing time click here https://bit.ly/2sHfDRr

➡️To look for properties in the Baton Rouge and Ascension Parish area click here: https://goo.gl/Pfi9W9

#yrew #realtor #realestate

To read my blog visit yourrealestatewhisperer.com Kristina Smallhorn, Your Real Estate Whisperer kristina.smallhorn@exprealty.com,info@yourrealestatewhisperer.com eXp Realty LLC,2900 Westfork Dr. Suite 401, Baton Rouge LA 70817 225-246-1812,Office (225) 412-9982 ext# 149 Kristina Smallhorn is a licensed REALTOR® with the state of Louisiana, License #0912122918

Too Scared To Buy A Home In Ascension Parish

There are 5 top fears that home buyers have when buying a home that can cripple them from even making a home purchase at all. I will cover some of the biggest fears that home buyers face and show you how to overcome those home purchasing fears so you won’t be too scared to buy a home. These are the top Five Home Buying Fears we will cover:

Fear Of Value Loss

If you saw the collapsing home values of 2007-2009 you saw many families and homes that go into foreclosure making homes in neighborhoods plummet as fast as they went up in value, in some areas it went lower than the boom and took years to recover, so the fear of losing value in your home is real.

So how do you combat this fear, When working with clients that have this fear I ask them to pick a home they like in their budget, this doesn’t have to be the exact home they are  purchasing just one can use as an example, and I make a full report showing them the properties value since the big housing crisis of 2007 where the home value dipped and what the home value is now, In our area of Baton Rouge it’s clear to see that anyone who bought a home during that time and was able to hold on to it since then has gained a significant amount of money and this hold true for many other areas around the country.

You can ask your real estate professional for reports like these on any home you are interested in so you know you are making a smart financial decision.

➡️The 5 Home Buying Fears Covered In The Video Time Stamps

➡️Fear Of Value Loss0:52

➡️Fear Of Buying a Money Suck2:51

➡️Fear of Buying When You Could Get a Better Deal5:01

➡️Fear Of Mortgages & Mortgage Payments- 6:28

➡️Fear of Buying Won’t Be As Safe As Renting- 7:52

Fear Of Buying a Money Suck

Some people see shows on HGTV of buying a great foreclosure or auction home and flipping into a home o6f their dreams but that’s after the investors sunk into a whole lot of money with unforeseen issues prior to purchasing the home. Getting a great deal on a home usually means you will be purchasing a fixer-upper in one-way shape or form. Whether it’s just some new paint and carpet or adding a new roof and fixing foundation issues.

If you are thinking of purchasing a home like this but are scared of the costs there are few things you must do prior to signing on the dotted line,

1. Make sure you have at least a 10 day inspection period so you will have enough time for the next two things I am going to tell you will need to do.

2. Hire an inspector to go through the home with a fine tooth comb have them review the report with you at the property so you can see for yourself the issues they found,

3. Find a couple of very good general contractors with lots of reviews and previous customers and have them meet you at the property to give you an estimate of the cost of repairs. ( Don’t go cheap with your contractor sometimes cheap contractors equals cheap looking work)

h4. once you have your bids in hand estimate an extra 10% for unforeseen issues or problems that might pop up.)

Fear of Buying When You Could Get a Better Deal-

This is one that has crippled some buyers. Years ago I worked with a couple who would go from house to house putting in purchase agreements well below asking price hoping that the sellers would take their offer.  8 months and 14 purchase offers later they got stuck in a situation that forced them to buy a brand new home they weren’t really happy with but since their rental lease was up and the landlord was unwilling to extend there lease they had to buy “something” all the other homes they had lowballed were long gone.

I know everyone wants a deal, this is a great time to really have deep conversations with your real estate agent about the homes comparable value to others in the neighborhood. If the market is super hot you are most likely not going to be getting a lowball offer accepted but if you are in a market that sellers are willing to negotiate that it doesn’t hurt to test the waters. When you make an offer that’s below market value write in the offer how you came up with the sales price for the house, explain in great detail why you feel its worth that amount and not what the asking price is. I have used this to get offers accepted by sellers in the past even including repair estimates from companies to support the offer.

Fear Of Mortgages & Mortgage Payments-

Everyone has heard horror stories of people getting in way over there head and bought home that made them “house poor” where the homeowners could purchase the house and not much more than make house payments, or you may have heard about a mortgage package that could have saved you on making a large down payment after they have already purchased a home. Before you have mortgage remorse be sure to meet with several mortgage lenders and discuss all the loan packages that will fit not only for your best interest rates but also your monthly budget as well, make sure you factor in regular maintenance costs of your future home also renewals on termite contracts, HOA fees and extensions to home warranties if you chose to.

Fear of Buying won’t be as safe as renting-

Every housing market is different when it comes to the cost of renting in comparison to owning. Buying wins hands down here in Ascension Parish. Currently, you can buy a 3 bedroom 2 bathroom, 1300 square ft home for about $180,000 that’s less than 10 years old.

Mortgage Monthly cost maximum loan Mortgage amount

180,000$ Interest rate (%) 4.5 ,Mortgage period 30 (years)

Monthly payments

$912, taxes 900 a year, and insurance is about 800 a year= estimated at $1054.00

Now for comparison you take that house you would pay $1350 a month in rent, never gain equity over the years and your rent always goes up as a mortgage payment always stays the same.

🔴If you’d like some more tips on buying your next home check out my buying a home playlist here. https://bit.ly/2sw5Pu1

🔴If you don’t want to miss any tips on buying and selling your home so you don’t leave money on the table at a closing time click here https://bit.ly/2sHfDRr

🏡To look for properties in the Baton Rouge and Ascension Parish area click here: https://goo.gl/Pfi9W9

🌎To read my blog visit yourrealestatewhisperer.com

CONTACT INFO: kristina.smallhorn@exprealty.com,info@yourrealestatewhisperer.com eXp Realty LLC,2900 Westfork Dr. Suite 401, Baton Rouge LA 70817 225-246-1812,Office (225) 412-9982 ext# 149 Kristina Smallhorn is a licensed REALTOR® with the state of Louisiana, License #0912122918

Home For Sale In Ascension School District

Welcome to 16394 ANNA BELLE DR In Prairieville Louisiana in the Ascension Parish Schoool district. This Meticulously Well Kept Home In Sought After Shadows Of Ascension, In The Ascension Parish School District. This one story home is over 2300 sqft that features 4 bedrooms and 3 full baths. You are greeted with an inviting front porch. Step inside to the large open great well kept room and kitchen with beautiful hardwood flooring, a gas log fireplace embellished with a granite, surround sound and built-in bookcases. The kitchen features 3 cm granite with a large kitchen island and two designer pendant lights, Personal coffee station, built-in microwave, single wall oven, built-in microwave, custom painted cabinetry, beautiful 1×2 subway tile backsplash, and upgraded 5 burner stainless steel gas cooktop. The formal dining area has ample room for entertaining and formal dinner parties. The large master suite is spacious enough for oversized furnishing and lets in loads of natural light. The ensuite modern master bath is breathtaking with its double vanity sinks, 3 cm granite, large soaking tub for relaxing, White painted wood cabinetry and spa-like stand-alone shower. On the opposite side of the home are three more bedrooms and 2 of the rooms share a jack n jill bath. All of the guest suites have large walk-in closets and are fully carpeted. There is also tucked away is a cozy bill desk. Finishing the inside of the home is a third full guest bath with painted cabinets and cool ceramic tile flooring. The backyard has an added covered patio, with beautiful fully matured landscaping, lush green grass, perfect for spending long evenings enjoying time with family and friends. This home also comes fully fenced, with an extended driveway and gutters have been installed.

➡️MORE DETAILS https://myre.io/0ZMOTQAQbzWLP

☎️Call for your private showing today. 225-246-1812

🔴If you’d like some more tips on buying your next home check out my buying a home playlist here. https://bit.ly/2sw5Pu1

🔴If you don’t want to miss any tips on buying and selling your home so you don’t leave money on the table at a closing time click here https://bit.ly/2sHfDRr

🏡To look for properties in the Baton Rouge and Ascension Parish area click here: https://goo.gl/Pfi9W9

🌎To read my blog visit yourrealestatewhisperer.com

kristina.smallhorn@exprealty.com,info@yourrealestatewhisperer.com eXp Realty LLC,2900 Westfork Dr. Suite 401, Baton Rouge LA 70817 225-246-1812,Office (225) 412-9982 ext# 149 Kristina Smallhorn is a licensed REALTOR® with the state of Louisiana, License #0912122918

Homes For Sale In Gonzales Louisiana, 41067 Garden Court Gonzales, LA 70737

The Most Festive Home For Christmas (homes for sale in Gonzales, Louisiana)

Looking for a Christmas home just in time for the holidays? Once upon a festive Christmas home, There was a home for sale in Gonzales Louisiana. This open floor plan garden home for sale sits in a quiet one street community.

As soon as you go on this Christmas fairytale you will notice the gourmet kitchen with custom built cabinetry, slab granite counter tops, gas stove, and a large island/breakfast bar. Crown molding throughout the home gives it a classic feel. Master suite includes a 6’ jetted tub, separate shower, and water closet, double vanity and with a spacious walk-in closet. The extra large bedrooms have great closet space and fresh neutral paint. Tech Shield radiant barrier in the attic with decked area for extra storage space. Plenty of room for two cars in the garage. Move in ready as the previous owners have just painted throughout the home. The backyard is fully fenced and bigger than the typical garden home, Home is located at 41067 Garden Court Gonzales, LA 70737
For Full Details Of This Home 🌎 https://myre.io/0DF4lp65Z9h78
For Questions On This Home Or Any In The Baton Rouge Or Ascension Parish Area:
☎ DIRECT: 225-246-1812
🌎EMAIL: info@Yourrealestatewhisperer.com
📹Other Listing Videos Playlist 🌎 https://www.youtube.com/watch?v=i2BTsekmR9k&list=PLL2NpJzFd3btUKNf0Uw8eZRnVkhbhbTjZ
👀If you’d like to watch more videos 📹about buying a home🏡, here is a very useful playlist: https://www.youtube.com/playlist?list=PLL2NpJzFd3bsErmLFniI8wy2jC1309S9J
🌎 Visit my blog to read more buying and selling home tips: yourrealestatewhisperer.com
🏡To search for homes in the Baton Rouge and Ascension Parish Area:
https://bit.ly/2OdQw1s
👍🏻If you don’t want to miss important tips real estate tips, please consider subscribing https://bit.ly/2MEztWK
📨If you have any questions about buying and selling your home feel free to reach out to me at by email or any respectable time by phone📱. All my contact information is listed below.

My name is Kristina Smallhorn, Your Real Estate Whisperer and I tell you all this “Because YOU Matter”

Cell 225-246-1812
EXP REALTY, LLC
2900 Westfork Dr.
Baton Rouge, LA 70827
225-412-9982 ext 149
info@YourRealEstateWhisperer.com, kristina.smallhorn@exprealty.com
yourrealestatewhisperer.com
Kristina Is a Licensed Realtor® with The Greater Baton Rouge Board of Realtors@ in the State of Louisiana. License #0912122918

Home Buying Walk-Thru Checklist (With Free PDF)

The walk-thru stage of home buying, The final walkthrough isn’t just to check if the sellers have removed all items from the home or check the condition. When a buyer does a walk-thru of the home they are buying, prior to closing, they may see some things they were not expecting, So its good to be prepared. In this video: I will be showing the perfect walkthrough checklist so you don’t forget anything by the time the sellers have handed over the keys and cover those things most people don’t even think about when they walk around one last time. Below the video, I will have a checklist PDF that you can download for free to take with you the day you do your walk-thru.

Get Your Free Home Buyers Walk-Thru Checklist Here      

 

Looking For Another Useful Article: “What Are The Most Common Final Walk-Through Issues In Real Estate? 

Kristina Smallhorn (Your Real Estate Whisperer)

Cell 225-246-1812

EXP REALTY, LLC

2900 Westfork Dr.

Baton Rouge, LA 70827

225-412-9982 ext 149

Info@YourRealEstateWhisperer.com

yourrealestatewhisperer.com

kristina.smallhorn@exprealty.com

Kristina Is a Licensed Realtor® with The Greater Baton Rouge Board of Realtors@ in the State of Louisiana. License #0912122918

 

Home Buying Detective

It’s Take A Tip Tuesday! Do you know how to be a home buying detective? I have told you in previous videos that are ways for a home buyer to do their own due diligence when buying a home. But what does that really mean to you as a buyer buying a home in an area that you have had your eye on? In this video, I will be showing you how to be a home buying detective and find out all the things you need to know before you sign a purchase contract when buying a home.

🕵🏽‍♂️Look at the tax records online! This is a great way to know how much the sellers purchased the home for. In Ascension Parish, you can even see how much they financed the house for. How is this helpful to you? If you know that they want $250,000 for there home and they only purchased they home 3 years earlier for $180,000 you know they have wiggle room to negotiate for less than the asking price. Knowledge is POWER!

🕵🏽‍♂️Check the local sheriff’s website: A quick Google search and a few keystrokes away from knowing if there are any predators that live close by to the home you’re researching. Even if this isn’t a personal concern for you for many it is and one day you’ll want to sell the home you are thinking of buying and the next buyers may find this to be a very big issue causing your home to stay on the market for longer than you are expecting.

🕵🏽‍♂️Call your local homeowner’s insurance company and ask for a CLUE report? Whats a CLUE report? This is a report that can tell a potential buyer how many insurance claims were made on the property for the past 5 years, the dates those claims were made, The type of loss, how much was paid to settle the claim or if the claim was denied this information can be extremely helpful in discovering hidden problems, before you sign on the dotted line

🕵🏽‍♂️Ask The Sellers some Great Questions: I know that I have said in a past video what things a seller should keep tight-lipped about but no everyone is going to take my advice so ask them. “Why are you moving?” “What’s your bottom line?” “How quickly are you looking to move?” “How do you like your neighbors?” “Do you have any crimes or break-ins in the neighborhood” “Do you have receipts of all the repairs you have made in the past?”
Loose lips sink ships as one customer told me in the past. The home sellers answers could be a great way for you to feel out how stuck they are in their price and how quickly they are ready to fly the coupe.

🕵🏽‍♂️Go to the home at peak hours: To really investigate a neighborhood and your possible future neighbors go to the house during the times when people are leaving and coming home from work. Is there a bunch of cars parked on the road blocking the streets up? Also, drive around and check the yards, Are they maintained? You’re not buying just this house you are also buying the neighborhood as well.

🕵🏽‍♂️BONUS TIP!!! I have said it before but bears repeating again, Talk with the neighbors!! You will be surprised at the great tidbits of information they will give you about the home you are t

👀If you’d like to watch more videos 📹about buying a home🏡, here is a very useful playlist: https://bit.ly/2wkl3n3https://bit.ly/2wkl3n3

👍🏻If you don’t want to miss important tips real estate tips, please consider subscribing https://bit.ly/2MEztWK

🏡To search for homes in the Baton Rouge and Ascension Parish Area:
https://bit.ly/2OdQw1s

📨If you have any questions about buying and selling your home feel free to reach out to me at any time by email or any respectable time by phone📱. All my contact information is listed below.

#Realtor #homebuying #tips

My name is Kristina Smallhorn, Your Real Estate Whisperer and I tell you all this “Because YOU Matter”

 

Cell 225-246-1812
EXP Realty, LLC
2900 Westfork Dr.
Baton Rouge, LA 70827
225-412-9982 ext 149
info@YourRealEstateWhisperer.com, kristina.smallhorn@exprealty.com
yourrealestatewhisperer.com
#realtor #homebuying #tips
Kristina Is a Licensed Realtor® with The Greater Baton Rouge Board of Realtors@ in the State of Louisiana. License #0912122918

Home For Sale In Gonzales LA – With Acreage

This Gonzales home for sale is located on 14218 ADAM ARCENEAUX DR. This week we go and visit an agent open house to see all this home features and enjoy some fish fry with other fellow realtors in the area. Jeff Gautreau with Villar & Co. Real Estate was kind enough to let us through and take some video of this wonderful home that sits on 2.25 acres, all the details of it are in the link below. If you would like to schedule a private showing with me Your Real Estate Whisperer, Kristina Smallhorn, please reach out to me at 225-246-1812, I look forward to showing the porch swing 😉.

🏡To get information on the home featured https://bit.ly/2PgThQe

Great Acadian style 3 bedrooms, 2.5 bath home on 2.25 acres in Gonzales. Enjoy your mornings on the inviting front porch. The living room features Mexican tile flooring, built-in bookcases, and a wood burning fireplace. The kitchen has an abundance of cabinetry, an island with pot drawers, an appliance garage and lots of workspaces. The master bedroom has access to the rear patio and has oversized his/her closets with built-in dressers. The master bath has a huge soaking tub, separate shower, and double vanities. Upstairs you will find 2 bedrooms, each with walk-in closets, fresh paint, and new carpet. The upstairs bathroom was just remodeled with a new tub, toilet, light fixtures and double vanity. The exterior of the home has a 3 car carport, a storage room, an 18×40 covered patio, a 40X40 workshop and an RV port. Schedule your appointment today.

👉🏻If you’d like some tips on buying your next home watch my buying a home playlist here. https://bit.ly/2sw5Pu1

👍🏻If you don’t want to miss any tips on buying and selling your home so you don’t leave money on the table at a closing time click here https://bit.ly/2sHfDRr

🏡To look for properties in the Baton Rouge and Ascension Parish area click here: https://goo.gl/Pfi9W9

📕Copy of my FREE Ebook For Buying In Ascension Parish: https://goo.gl/ux3mYz

💻To read my blog visit yourrealestatewhisperer.com

To Send Mail:
Kristina Smallhorn
PO BOX 1271
Prairieville LA 70769

Kristina Smallhorn, Your Real Estate Whisperer kristina.smallhorn@exprealty.com,info@yourrealestatewhisperer.com
eXp Realty LLC,2900 Westfork Dr. Suite 401, Baton Rouge LA 70817
225-246-1812,Office (225) 412-9982 ext# 149

Kristina Smallhorn is a licensed REALTOR® with the state of Louisiana, License #0912122918

Closing Day Checklist For Home Sellers In Ascension Parish.

 

A closing day checklist for home sellers, Days before the closing of your home when you are selling, there are somethings to remember. Kristina Smallhorn, Your Real Estate Whisperer for Ascension Parish tells you some commonly missed items that sellers should be aware of before closing day.

To Get My Free E-Book : https://goo.gl/ux3mYz
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Kristina Smallhorn
kristina.smallhorn@exprealty.com
Your Real Estate Whisperer
eXp Realty LLC
2900 Westfork Dr. Suite 401
Baton Rouge LA 70817
225-246-1812
Office (225) 412-9982 ext# 149

Kristina Smallhorn is a licensed REALTOR® with the state of Louisiana