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We all believe our home is the best and is worth every penny of the asking price. You’ve done all the right things to upgrade, in your opinion. Your home looks the best in the neighborhood and you want to get all you believe your home is worth. Nothing is more gut-wrenching than to find out that your Ascension Parish home may not be worth what you originally thought. Below, I’ve listed several reasons why your home didn’t appraise.
All Those Amazing Upgrades!
You know that you’ve done everything to upgrade your home to the highest end. Extra thick granite, high-end appliances, and an energy efficient water heater have cost you a pretty penny. All these upgrades have attracted buyers, but appraisers may see them differently. You may have over upgraded your home. If there have been several homes in your neighborhood that have sold, and they didn’t have those type of upgrades, the appraiser will not give you the same kind of value that you paid for them, making your home appraise for less than you thought.
Where’d He Get those Comparables?
If a home in hasn’t sold in your neighborhood in some time, the appraiser may have had to pull comparable sales from outside your neighborhood. This could possibly hurt your appraised value. Also, the appraiser could have been “comparable challenged,” meaning they didn’t use a comparable that best suited your home’s value.
Changing Property Values.
We, in Ascension Parish, have seen home’s values fluctuate dramatically since the Great Flood of 2016. Some homes have gone up thousands of dollars while in other areas they have dropped thousands of dollars. With this sudden shift, appraisers have had to really do their homework to get the value right. Be sure you have consulted with an Ascension Parish REALTOR® prior to listing so you know your home’s proper value due to the shift in the market.
It is unfortunate when you and your Ascension Parish Realtor® have worked together to have the home priced where they believe the home should be priced, only to find out during the appraisal process that the home appraised for less. There are many great appraisers but sometimes an appraiser’s inexperience or knowledge for an area can affect your home’s appraised value. You as a seller have options! Please make sure you discuss these options with your Ascension Parish Realtor®.
I tell you all this “Because YOU Matter”
Your Real Estate Whisperer
Kristina Smallhorn
eXp Realty LLC.