Too Scared To Buy A Home In Ascension Parish

There are 5 top fears that home buyers have when buying a home that can cripple them from even making a home purchase at all. I will cover some of the biggest fears that home buyers face and show you how to overcome those home purchasing fears so you won’t be too scared to buy a home. These are the top Five Home Buying Fears we will cover:

Fear Of Value Loss

If you saw the collapsing home values of 2007-2009 you saw many families and homes that go into foreclosure making homes in neighborhoods plummet as fast as they went up in value, in some areas it went lower than the boom and took years to recover, so the fear of losing value in your home is real.

So how do you combat this fear, When working with clients that have this fear I ask them to pick a home they like in their budget, this doesn’t have to be the exact home they are  purchasing just one can use as an example, and I make a full report showing them the properties value since the big housing crisis of 2007 where the home value dipped and what the home value is now, In our area of Baton Rouge it’s clear to see that anyone who bought a home during that time and was able to hold on to it since then has gained a significant amount of money and this hold true for many other areas around the country.

You can ask your real estate professional for reports like these on any home you are interested in so you know you are making a smart financial decision.

➡️The 5 Home Buying Fears Covered In The Video Time Stamps

➡️Fear Of Value Loss0:52

➡️Fear Of Buying a Money Suck2:51

➡️Fear of Buying When You Could Get a Better Deal5:01

➡️Fear Of Mortgages & Mortgage Payments- 6:28

➡️Fear of Buying Won’t Be As Safe As Renting- 7:52

Fear Of Buying a Money Suck

Some people see shows on HGTV of buying a great foreclosure or auction home and flipping into a home o6f their dreams but that’s after the investors sunk into a whole lot of money with unforeseen issues prior to purchasing the home. Getting a great deal on a home usually means you will be purchasing a fixer-upper in one-way shape or form. Whether it’s just some new paint and carpet or adding a new roof and fixing foundation issues.

If you are thinking of purchasing a home like this but are scared of the costs there are few things you must do prior to signing on the dotted line,

1. Make sure you have at least a 10 day inspection period so you will have enough time for the next two things I am going to tell you will need to do.

2. Hire an inspector to go through the home with a fine tooth comb have them review the report with you at the property so you can see for yourself the issues they found,

3. Find a couple of very good general contractors with lots of reviews and previous customers and have them meet you at the property to give you an estimate of the cost of repairs. ( Don’t go cheap with your contractor sometimes cheap contractors equals cheap looking work)

h4. once you have your bids in hand estimate an extra 10% for unforeseen issues or problems that might pop up.)

Fear of Buying When You Could Get a Better Deal-

This is one that has crippled some buyers. Years ago I worked with a couple who would go from house to house putting in purchase agreements well below asking price hoping that the sellers would take their offer.  8 months and 14 purchase offers later they got stuck in a situation that forced them to buy a brand new home they weren’t really happy with but since their rental lease was up and the landlord was unwilling to extend there lease they had to buy “something” all the other homes they had lowballed were long gone.

I know everyone wants a deal, this is a great time to really have deep conversations with your real estate agent about the homes comparable value to others in the neighborhood. If the market is super hot you are most likely not going to be getting a lowball offer accepted but if you are in a market that sellers are willing to negotiate that it doesn’t hurt to test the waters. When you make an offer that’s below market value write in the offer how you came up with the sales price for the house, explain in great detail why you feel its worth that amount and not what the asking price is. I have used this to get offers accepted by sellers in the past even including repair estimates from companies to support the offer.

Fear Of Mortgages & Mortgage Payments-

Everyone has heard horror stories of people getting in way over there head and bought home that made them “house poor” where the homeowners could purchase the house and not much more than make house payments, or you may have heard about a mortgage package that could have saved you on making a large down payment after they have already purchased a home. Before you have mortgage remorse be sure to meet with several mortgage lenders and discuss all the loan packages that will fit not only for your best interest rates but also your monthly budget as well, make sure you factor in regular maintenance costs of your future home also renewals on termite contracts, HOA fees and extensions to home warranties if you chose to.

Fear of Buying won’t be as safe as renting-

Every housing market is different when it comes to the cost of renting in comparison to owning. Buying wins hands down here in Ascension Parish. Currently, you can buy a 3 bedroom 2 bathroom, 1300 square ft home for about $180,000 that’s less than 10 years old.

Mortgage Monthly cost maximum loan Mortgage amount

180,000$ Interest rate (%) 4.5 ,Mortgage period 30 (years)

Monthly payments

$912, taxes 900 a year, and insurance is about 800 a year= estimated at $1054.00

Now for comparison you take that house you would pay $1350 a month in rent, never gain equity over the years and your rent always goes up as a mortgage payment always stays the same.

🔴If you’d like some more tips on buying your next home check out my buying a home playlist here. https://bit.ly/2sw5Pu1

🔴If you don’t want to miss any tips on buying and selling your home so you don’t leave money on the table at a closing time click here https://bit.ly/2sHfDRr

🏡To look for properties in the Baton Rouge and Ascension Parish area click here: https://goo.gl/Pfi9W9

🌎To read my blog visit yourrealestatewhisperer.com

CONTACT INFO: kristina.smallhorn@exprealty.com,info@yourrealestatewhisperer.com eXp Realty LLC,2900 Westfork Dr. Suite 401, Baton Rouge LA 70817 225-246-1812,Office (225) 412-9982 ext# 149 Kristina Smallhorn is a licensed REALTOR® with the state of Louisiana, License #0912122918

Home For Sale In Ascension School District

Welcome to 16394 ANNA BELLE DR In Prairieville Louisiana in the Ascension Parish Schoool district. This Meticulously Well Kept Home In Sought After Shadows Of Ascension, In The Ascension Parish School District. This one story home is over 2300 sqft that features 4 bedrooms and 3 full baths. You are greeted with an inviting front porch. Step inside to the large open great well kept room and kitchen with beautiful hardwood flooring, a gas log fireplace embellished with a granite, surround sound and built-in bookcases. The kitchen features 3 cm granite with a large kitchen island and two designer pendant lights, Personal coffee station, built-in microwave, single wall oven, built-in microwave, custom painted cabinetry, beautiful 1×2 subway tile backsplash, and upgraded 5 burner stainless steel gas cooktop. The formal dining area has ample room for entertaining and formal dinner parties. The large master suite is spacious enough for oversized furnishing and lets in loads of natural light. The ensuite modern master bath is breathtaking with its double vanity sinks, 3 cm granite, large soaking tub for relaxing, White painted wood cabinetry and spa-like stand-alone shower. On the opposite side of the home are three more bedrooms and 2 of the rooms share a jack n jill bath. All of the guest suites have large walk-in closets and are fully carpeted. There is also tucked away is a cozy bill desk. Finishing the inside of the home is a third full guest bath with painted cabinets and cool ceramic tile flooring. The backyard has an added covered patio, with beautiful fully matured landscaping, lush green grass, perfect for spending long evenings enjoying time with family and friends. This home also comes fully fenced, with an extended driveway and gutters have been installed.

➡️MORE DETAILS https://myre.io/0ZMOTQAQbzWLP

☎️Call for your private showing today. 225-246-1812

🔴If you’d like some more tips on buying your next home check out my buying a home playlist here. https://bit.ly/2sw5Pu1

🔴If you don’t want to miss any tips on buying and selling your home so you don’t leave money on the table at a closing time click here https://bit.ly/2sHfDRr

🏡To look for properties in the Baton Rouge and Ascension Parish area click here: https://goo.gl/Pfi9W9

🌎To read my blog visit yourrealestatewhisperer.com

kristina.smallhorn@exprealty.com,info@yourrealestatewhisperer.com eXp Realty LLC,2900 Westfork Dr. Suite 401, Baton Rouge LA 70817 225-246-1812,Office (225) 412-9982 ext# 149 Kristina Smallhorn is a licensed REALTOR® with the state of Louisiana, License #0912122918

Homes For Sale In Gonzales Louisiana, 41067 Garden Court Gonzales, LA 70737

The Most Festive Home For Christmas (homes for sale in Gonzales, Louisiana)

Looking for a Christmas home just in time for the holidays? Once upon a festive Christmas home, There was a home for sale in Gonzales Louisiana. This open floor plan garden home for sale sits in a quiet one street community.

As soon as you go on this Christmas fairytale you will notice the gourmet kitchen with custom built cabinetry, slab granite counter tops, gas stove, and a large island/breakfast bar. Crown molding throughout the home gives it a classic feel. Master suite includes a 6’ jetted tub, separate shower, and water closet, double vanity and with a spacious walk-in closet. The extra large bedrooms have great closet space and fresh neutral paint. Tech Shield radiant barrier in the attic with decked area for extra storage space. Plenty of room for two cars in the garage. Move in ready as the previous owners have just painted throughout the home. The backyard is fully fenced and bigger than the typical garden home, Home is located at 41067 Garden Court Gonzales, LA 70737
For Full Details Of This Home 🌎 https://myre.io/0DF4lp65Z9h78
For Questions On This Home Or Any In The Baton Rouge Or Ascension Parish Area:
☎ DIRECT: 225-246-1812
🌎EMAIL: info@Yourrealestatewhisperer.com
📹Other Listing Videos Playlist 🌎 https://www.youtube.com/watch?v=i2BTsekmR9k&list=PLL2NpJzFd3btUKNf0Uw8eZRnVkhbhbTjZ
👀If you’d like to watch more videos 📹about buying a home🏡, here is a very useful playlist: https://www.youtube.com/playlist?list=PLL2NpJzFd3bsErmLFniI8wy2jC1309S9J
🌎 Visit my blog to read more buying and selling home tips: yourrealestatewhisperer.com
🏡To search for homes in the Baton Rouge and Ascension Parish Area:
https://bit.ly/2OdQw1s
👍🏻If you don’t want to miss important tips real estate tips, please consider subscribing https://bit.ly/2MEztWK
📨If you have any questions about buying and selling your home feel free to reach out to me at by email or any respectable time by phone📱. All my contact information is listed below.

My name is Kristina Smallhorn, Your Real Estate Whisperer and I tell you all this “Because YOU Matter”

Cell 225-246-1812
EXP REALTY, LLC
2900 Westfork Dr.
Baton Rouge, LA 70827
225-412-9982 ext 149
info@YourRealEstateWhisperer.com, kristina.smallhorn@exprealty.com
yourrealestatewhisperer.com
Kristina Is a Licensed Realtor® with The Greater Baton Rouge Board of Realtors@ in the State of Louisiana. License #0912122918

5 Tips When You Own A Home In 2019

Over the years I have seen many people make homeownership mistakes. These 5 tips when you own a home in 2019 will help you in the future when you are looking to sell your home. When it comes time to sell your home there are papers and other documents I ask my clients for and SO many times people have lost track of these items. I will cover what these papers are, that future home buyers are looking for and I will also give a great home money saving tip for EVERY year you live in it. These tips will help you maintain your home so you are a responsible homeowner and keep some cash in your pocket.

For referrals of TOP agents near you please email me directly at info@yourrealestatewhisperer.com

👀If you’d like to watch more videos 📹about buying a home🏡, here is a very useful playlist : https://www.youtube.com/playlist?list=PLL2NpJzFd3bsErmLFniI8wy2jC1309S9J
🌎 Visit my blog to read more buying and selling a home tips: yourrealestatewhisperer.com
🏡To search for homes in the Baton Rouge and Ascension Parish Area:
https://bit.ly/2OdQw1s
👍🏻If you don’t want to miss important tips real estate tips, please consider subscribing https://bit.ly/2MEztWK
📨If you have any questions about buying and selling your home feel free to reach out to me at by email or any respectable time by phone📱. All my contact information is listed below.
👚To Get #YREW Merch https://shop.spreadshirt.com/yrew-merch

Other resources for this video,
,
My name is Kristina Smallhorn, Your Real Estate Whisperer and I tell you all this “Because YOU Matter”

Cell 225-246-1812
EXP REALTY, LLC
2900 Westfork Dr.
Baton Rouge, LA 70827
225-412-9982 ext 149
info@YourRealEstateWhisperer.com, kristina.smallhorn@exprealty.com
yourrealestatewhisperer.com
Kristina Is a Licensed Realtor® with The Greater Baton Rouge Board of Realtors@ in the State of Louisiana. License #0912122918

Staging Your Home For The Holidays, (When Your Home Is For Sale)

When you are selling your home the last thing your thinking about is staging your home for the holidays. If you have found yourself in the position that you are selling your home during Christmas these staging tips for the holidays will help keep your home inviting and warm without screaming CHRISTMAS! I know some realtors will tell you not to decorate at all but I say if you do tasteful Christmas decorating using these 5 tips for the holiday decorating you should be okay with future buyers.

If you’d like some more tips on buying your next home check out my buying a home playlist here. https://bit.ly/2sw5Pu1

If you don’t want to miss any tips on buying and selling your home so you don’t leave money on the table at a closing time click here https://bit.ly/2sHfDRr

To look for properties in the Baton Rouge and Ascension Parish area click here: https://goo.gl/Pfi9W9

Copy of my FREE Ebook For Buying In Ascension Parish: https://goo.gl/ux3mYz

To read my blog visit yourrealestatewhisperer.com

Resource for the video: https://sellinglakeland.com/should-i-decorate-my-home-when-selling-during-the-holidays/?fbclid=IwAR1Eux05boJl_cmyu0NsyUEp3fqpnyrXqQTkk7_Ciqt4p94CYpKcZJBNi0Y

To Send Mail:
Kristina Smallhorn
PO BOX 1271
Prairieville LA 70769
#yrew
Kristina Smallhorn, Your Real Estate Whisperer kristina.smallhorn@exprealty.com,info@yourrealestatewhisperer.com
eXp Realty LLC,2900 Westfork Dr. Suite 401, Baton Rouge LA 70817
225-246-1812,Office (225) 412-9982 ext# 149

Kristina Smallhorn is a licensed REALTOR® with the state of Louisiana, License #0912122918

Secrets Sellers Need To Keep

I will start off by saying that I would never tell a seller to lie on any document but there are some secrets sellers should keep. These non-disclosed secrets in no way are being deceptive to the person purchasing the home but help the seller stay on even ground with the prospective buyers. Savvy sellers know to never expose these secrets and In this video, I will cover the secrets that sellers should keep, so you don’t sabotage your home sale with these home selling tips and get top dollar for your home.

Many buyers will ask the sellers “Why are you moving?” seems like a harmless question, right? When I represent the buyer I always ask it but If I represent the seller I’m tight-lipped with the response, Why? Because the answer can make the buyers perceive the sellers time frame as being more urgent causing them to make a lower offer. For instance, If the seller has to move because of a job transfer. The buyers know that the seller wants to get rid of the home they have for sale as quickly as possible so their offer will reflect that.

So what other responses would cause the buyer to feel like they have the upper hand in the deal that sellers should stay quiet about?

🤫“We just need to live in a quiet neighborhood”

If I buyer hears that from a seller their imaginations run wild to what that could possibly mean. Not only could you as a seller get lower offers because of it, but you may also lose out on offers altogether.

💸“The Taxes and Insurance are killing us”

I can already see the alarm bells ringing overs buyers head when they hear this. If they do not perceive the cost of insurance and taxes as too high they already know you as a seller are eager to sell quickly to get out from under your mounting financial problems.

😡“We hate our Neighbors”

Not all people are the same and If you dislike your neighbors the new possible buyers may be bosom buddies. Also, you may want to be careful in saying this for another reason. The buyers may also be related to some of your disliked neighbors. I live in a small town and this is not unheard of at all, you never know who you are talking to so be careful.

🏡“We just want a newer house”

When sellers say this a buyer begins to believe there is work that needs to be done to the home you are trying to selling or the home is outdated. They start to run a price tag of all the items they think haven’t been taking care of and make an offer with that in mind.

⚠️“We Just Don’t Feel Safe”

This is a perceived feeling for you as a seller. What you consider “safe” may be a step up for the new possible buyer. Let the buyers and buyers agent do there due diligence when researching the neighborhood. Crime statistics are public record and are posted on many websites, I included a report for my buyers in any home they are researching.

🎉And what is the biggest secret you should keep as a home seller?

“What’s your bottom line?” Never I Mean NEVER tell a buyer what your bottom line is. Not only will they know what you want to make they will also try to go just under that amount to sweeten the deal in their own minds. If you want top dollar for your home or even fair market price NEVER TELL THIS SECRET!!🤫

I hope you found this video about the Secrets Sellers Should Keep useful if you’d like to read more real estate buying and selling tips you can visit my blog at yourrealestatewhisperer.com

👀If you’d like to watch more videos specifically about home selling here is a very useful playlist *** https://bit.ly/2KIwj1L

🏡To watch the video about Sabotaging your Home Sale (https://youtu.be/Mx9r975xRMo)

👍🏻If you don’t want to miss important tips, please consider subscribing https://bit.ly/2MEztWK

📕To get a copy of my FREE buyer e-book you can download it here: https://bit.ly/2LdyEqt

🏡To search for homes in the Baton Rouge and Ascension Parish Area:
https://bit.ly/2OdQw1s

📨If you have any questions about buying and selling your home feel free to reach out to me at any time by email or any respectable time by phone📱.

Kristina Smallhorn is a realtor in the Greater Baton Rouge Area with EXP Realty LLC
My name is Kristina Smallhorn, Your Real Estate Whisperer and I tell you all this “Because YOU Matter”
Cell 225-246-1812
EXP REALTY, LLC
2900 Westfork Dr.
Baton Rouge, LA 70827
225-412-9982 ext 149
info@YourRealEstateWhisperer.com, kristina.smallhorn@exprealty.com
yourrealestatewhisperer.com
#realtor #homeselling #tips
Kristina Is a Licensed Realtor® with The Greater Baton Rouge Board of Realtors@ in the State of Louisiana. License #0912122918

Home Buying Detective

It’s Take A Tip Tuesday! Do you know how to be a home buying detective? I have told you in previous videos that are ways for a home buyer to do their own due diligence when buying a home. But what does that really mean to you as a buyer buying a home in an area that you have had your eye on? In this video, I will be showing you how to be a home buying detective and find out all the things you need to know before you sign a purchase contract when buying a home.

🕵🏽‍♂️Look at the tax records online! This is a great way to know how much the sellers purchased the home for. In Ascension Parish, you can even see how much they financed the house for. How is this helpful to you? If you know that they want $250,000 for there home and they only purchased they home 3 years earlier for $180,000 you know they have wiggle room to negotiate for less than the asking price. Knowledge is POWER!

🕵🏽‍♂️Check the local sheriff’s website: A quick Google search and a few keystrokes away from knowing if there are any predators that live close by to the home you’re researching. Even if this isn’t a personal concern for you for many it is and one day you’ll want to sell the home you are thinking of buying and the next buyers may find this to be a very big issue causing your home to stay on the market for longer than you are expecting.

🕵🏽‍♂️Call your local homeowner’s insurance company and ask for a CLUE report? Whats a CLUE report? This is a report that can tell a potential buyer how many insurance claims were made on the property for the past 5 years, the dates those claims were made, The type of loss, how much was paid to settle the claim or if the claim was denied this information can be extremely helpful in discovering hidden problems, before you sign on the dotted line

🕵🏽‍♂️Ask The Sellers some Great Questions: I know that I have said in a past video what things a seller should keep tight-lipped about but no everyone is going to take my advice so ask them. “Why are you moving?” “What’s your bottom line?” “How quickly are you looking to move?” “How do you like your neighbors?” “Do you have any crimes or break-ins in the neighborhood” “Do you have receipts of all the repairs you have made in the past?”
Loose lips sink ships as one customer told me in the past. The home sellers answers could be a great way for you to feel out how stuck they are in their price and how quickly they are ready to fly the coupe.

🕵🏽‍♂️Go to the home at peak hours: To really investigate a neighborhood and your possible future neighbors go to the house during the times when people are leaving and coming home from work. Is there a bunch of cars parked on the road blocking the streets up? Also, drive around and check the yards, Are they maintained? You’re not buying just this house you are also buying the neighborhood as well.

🕵🏽‍♂️BONUS TIP!!! I have said it before but bears repeating again, Talk with the neighbors!! You will be surprised at the great tidbits of information they will give you about the home you are t

👀If you’d like to watch more videos 📹about buying a home🏡, here is a very useful playlist: https://bit.ly/2wkl3n3https://bit.ly/2wkl3n3

👍🏻If you don’t want to miss important tips real estate tips, please consider subscribing https://bit.ly/2MEztWK

🏡To search for homes in the Baton Rouge and Ascension Parish Area:
https://bit.ly/2OdQw1s

📨If you have any questions about buying and selling your home feel free to reach out to me at any time by email or any respectable time by phone📱. All my contact information is listed below.

#Realtor #homebuying #tips

My name is Kristina Smallhorn, Your Real Estate Whisperer and I tell you all this “Because YOU Matter”

 

Cell 225-246-1812
EXP Realty, LLC
2900 Westfork Dr.
Baton Rouge, LA 70827
225-412-9982 ext 149
info@YourRealEstateWhisperer.com, kristina.smallhorn@exprealty.com
yourrealestatewhisperer.com
#realtor #homebuying #tips
Kristina Is a Licensed Realtor® with The Greater Baton Rouge Board of Realtors@ in the State of Louisiana. License #0912122918

The Dangers Of Overpricing A Home When Selling.

Why is overpricing your home is a terrible strategy?  I have mentioned in a previous video that there are some key ways that sellers self-sabotage their home sale, (if you haven’t seen that video https://youtu.be/Mx9r975xRMo) But one of the biggest ways home sellers enter dangerous waters is when they use the overpricing strategy when selling their home. Today’s video will explain 5 reasons why overpricing your home will not get you top dollar for it.

Once your home hits the market buyers are always eager to see the fresh new listings if you have overpriced your home, those buyers are not liking to come back to see it again, the buyers already have the perception that (You) the sellers are unreasonable.

All sellers would like to have multiple offers to look at when negotiating contracts. The likelihood of that happening is diminished greatly if your home is overpriced. By setting your price above market value, you will have fewer offers to choose from. This could mean as a seller you would end up settling on an offer, instead of choosing the offer with the strongest offer strength.

If you are fortunate enough to get an offer for that is above market value you could come into some problems once the buyer has an appraisal done. The appraiser uses the most recent home sales to come up with the fair market value of the home. If the appraised value comes under the offer price you’d be hard pressed to find a buyer that is willing to come out of pocket the remaining amount.

car-44144_1280.pngAn overpriced home is much more likely to sit on the market longer than a home that is priced fairly. The longer your home sits the more likely people start to believe the home has other problems creating a stigma.

Sellers that have sat on the market for a long period of time are less likely to get an offer that is truly happy with in the end. A sense of desperation increases as the months sitting on the market roll on by and they end up accepting an offer that was less than expected.

I hope you found this video about the dangers of overpricing your home, useful. If you’d like to watch more videos specifically about home selling here is a very useful playlist *** https://bit.ly/2KIwj1L

To watch the video about Sabotaging your Home Sale (https://youtu.be/Mx9r975xRMo)

If you don’t want to miss important tips, please consider subscribing to my YouTube Channel: https://bit.ly/2MEztWK

To get a copy of my FREE buyer e-book you can download it here: https://bit.ly/2LdyEqt

 

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To search for homes in the Baton Rouge and Ascension Parish Area: https://bit.ly/2OdQw1s

If you have any questions about buying and selling your home feel free to reach out to me at any time by email or any respectable time by phone. All my contact information is listed below.

My name is Kristina Smallhorn, Your Real Estate Whisperer and I tell you all this “Because YOU Matter”

Your Real Estate Whisperer Kristina Smallhorn "Because YOU Matter"
Your Real Estate Whisperer For Ascension Parish, Kristina Smallhorn.

Cell 225-246-1812

EXP REALTY, LLC

2900 Westfork Dr.

Baton Rouge, LA 70827

225-412-9982 ext 149

Info@YourRealEstateWhisperer.com

yourrealestatewhisperer.com

kristina.smallhorn@exprealty.com

#realtor #home #tips

Kristina Is a Licensed Realtor® with The Greater Baton Rouge Board of Realtors@ in the State of Louisiana. License #0912122918

 

5 Tips When To Make A Lowball Offer

Last week I told you about bidding wars (To Read That Article https://bit.ly/2LoaC7X ). This week I will be telling you when is the right time to lowball an offer on a home. This video will provide 5 useful tips to know when the perfect time is to lowball an offer on a house. There is often real estate lowball offer mistakes people make when making an offer and know how to construct your offer in a way not to offend the sellers by providing facts to why you made the lowball offer in the first place can be the reason why you win the deal of the century.

The first tip to consider if you are going to home buying with the idea you are going to lowball every home you make an offer on is not to be picky. DO NOT ask for items that are not important to the structure of the home, like washer, dryer, and refrigerator, Do not ask for lawn maintenance or items to be removed. Basically, you are purchasing the home as in the condition that it’s currently in and not anything more than that.

The second tip that can work in your benefit is knowing if the home you’re considering lowballing is grossly overpriced. Many sellers will have illusions of grandeur when it comes to pricing their home. If you can prove with comps that the home is overpriced to the seller they may see things your way.

Lowball Offer

The third tip that’s important to know when giving a lowball offer is to see how many times the home has been on and off the market within the last couple years. This could be a sign that the seller is in financial trouble and needs to get out. Check with your Realtor to see if the home has been put up on the sheriff’s sale website for delinquent payments or back taxes. This information could help leverage your lowball offer.

the fourth tip is to talk with the neighbors, neighbors love to dish out any secrets the sellers may not have disclosed that wouldn’t be pertinent to the structure of the home like a divorce, loss of a job or financial issues. Sometimes the neighbors can be the sellers biggest nightmare but a lowball buyers dream!

Neighbors helping with a lowball offer

The fifth tip is to take a good look at obviously outdated items in the home to leverage your lowball offer. If the carpet is old and smelly, the kitchen looks like it from the set of the Golden Girls and every room needs a fresh coat of paint add up the cost to have those items that need remodeled and show the seller why your lowball offer was made. This could be the tip that seals the deal.

I hope you found these tips useful if you like to watch more video tips on buying your next home, check out my home buying video playlist here. https://bit.ly/2sw5Pu1

If you don’t want to miss any tips on buying and selling your home so you don’t leave money on the table at the closing time click here https://bit.ly/2sHfDRr

To look for properties in the Baton Rouge and Ascension Parish area click here: https://goo.gl/Pfi9W9

Copy of my FREE Ebook For Buying In Ascension Parish: https://goo.gl/ux3mYz

Your Real Estate Whisperer Kristina Smallhorn
Your Real Estate Whisperer For Ascension Parish, Kristina Smallhorn.

Kristina Smallhorn,

Your Real Estate Whisperer

kristina.smallhorn@exprealty.com,info@yourrealestatewhisperer.com

eXp Realty LLC,2900 Westfork Dr. Suite 401,Baton Rouge LA 70817225-246-1812,Office (225) 412-9982 ext# 149

Kristina Smallhorn is a licensed REALTOR® with the state of Louisiana, License #0912122918

5 Tips When Buying A Home – Take A Tip Tuesday.

Take A Tip Tuesday! 5 Tips For Buying A Home.

 

It’s Take A Tip Tuesday and in this weeks video, I discuss 5 big things that people should know when buying a home.  Whether this is your first home or tenth home, these tips should always be helpful. In Ascension Parish, we have lots of people moving in and out an all around but people seem to forget what needs to be done when buying a home. Below I’ve listed 5 key tips to remember.

Get Approved!

I must say this about 1000 times in my past videos and I know if you have been following me for awhile I may sound like a broken record but I’m telling you, people jump the gun when home shopping and tend to forget all about being “pre-approved” prior to their home quest.

Size Doesn’t Matter!

This is another thing that some people can get hung up on. They want a HUGE home but did you know that if you have the largest home in a neighborhood you will get a lot less per square foot than your surrounding neighbors. Bigger doesn’t mean better and maybe an unwise investment.

Shiny New Toy Syndrome.

Imagine walking into a home that has all the bells and whistles, super thick granite, custom cabinets and all upgraded modern appliances. It’s your dream home but it’s over the budget you set for yourself. Delayed gratification can be better in the long run, especially for your wallet as well. Don’t get stuck with a home that you can barely furnish because you had to have the newest, latest and greatest.

Budget For Other Costs.

When you go on sites like Realtor dot com, Trulia, and Zillow, they will give you an estimated mortgage payment. Many of these sites do not factor in the other costs, like escrows, insurance, and taxes. Make sure you have more money set aside for these items.

Hire An Inspector.

I can’t say this enough, even if you are buying a brand new home you should have it inspected by a professional. Even though the new home has to pass building code inspections things get missed and the inspector you hire is looking out for your best interest. (To Read More About Inspections Click Here  3 Myths About Home Inspections)

I hope you found these tips useful If you’d like to read more about buying homes in the Ascension Parish Area, please download my free e-book https://goo.gl/ux3mYz. If you like to search for homes in the Ascension Parish Area Click Here. To watch all my tip videos please subscribe to my YouTube Channel by Clicking HERE!

 

Your Real Estate Whisperer Kristina Smallhorn "Because YOU Matter"
Your Real Estate Whisperer For Ascension Parish, Kristina Smallhorn.

Kristina Smallhorn
kristina.smallhorn@exprealty.com
Your Real Estate Whisperer
eXp Realty LLC
2900 Westfork Dr. Suite 401
Baton Rouge LA 70817
225-246-1812
Office (225) 412-9982 ext# 149

Kristina Smallhorn is a licensed REALTOR® with the state of Louisiana